As interest rates continue to ease and borrower confidence rebuilds, originators are operating in a market that demands both adaptability and creativity. To better understand how mortgage professionals are approaching today’s environment, I asked four experienced originators to share how they’re guiding clients, leveraging non-qualified mortgage (non-QM) solutions, and refining their playbooks to...
The month of December typically has the lowest weekly seasonal demand for housing, but it’s a big key to how the spring of 2026 will perform — if you know what housing data lines to focus on. Traditionally, I wouldn’t care so much about December housing data; however, post-COVID, the forward-looking seasonal demand data has started earlier than normal. For example, in the last decade, I would...
Construction takes only a few days and minimal...
Keep these items out of the shed to protect them from the...
The holiday season is often a mix of joy and stress. But with a few health and wellness self-care routines in place, you can regain your center and enjoy a peaceful, joy-filled season. Here are eight self-care ideas to try during the holidays. Add your own in the...
Bayview Asset Management has closed its acquisition of Guild Holdings Company, the parent of Guild Mortgage, in a deal that takes the lender private and removes it from the New York Stock Exchange. The transaction was finalized on November 28, according to a new 8-K filing. Under the agreement, shareholders received $20 per share in cash, and all outstanding RSUs and PSUs were also settled for cash....
For many borrowers, the appraisal is the most stressful step in a refinance: part mystery, part high-stakes hurdle. Will the home appraise high enough? Will it delay closing? What actually determines the final value? Lenders can help ease these concerns by adopting the right combination of technology, strategy, and partnerships to modernize the process. A more transparent and streamlined approach not...
Guillermo del Toro has never met a piece of architecture he didn’t want to turn into a character. In his new Netflix take on Frankenstein, the director leans all the way into historic estates, spiraling labs, and grand old houses that feel equal parts aristocratic fantasy and gothic fever dream. Production designer Tamara Deverell built the film’s world across real European mansions and massive...
The right wallcovering can take a basic bathroom from forgettable to fantastic. Color, pattern and texture instantly boost character, often for far less than a full tile job. And with today’s moisture-resistant, easy-clean wallpapers and other treatments, designers have more flexibility...
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