{"id":58222,"date":"2024-07-31T03:03:37","date_gmt":"2024-07-31T01:03:37","guid":{"rendered":"https:\/\/housesmarketplace.com\/expert-describes-needs-to-consider-for-aging-in-place\/"},"modified":"2024-07-31T03:03:37","modified_gmt":"2024-07-31T01:03:37","slug":"expert-describes-needs-to-consider-for-aging-in-place","status":"publish","type":"post","link":"https:\/\/housesmarketplace.trio-tv.com\/ru\/expert-describes-needs-to-consider-for-aging-in-place\/","title":{"rendered":"\u042d\u043a\u0441\u043f\u0435\u0440\u0442 \u043e\u043f\u0438\u0441\u044b\u0432\u0430\u0435\u0442 \u043d\u0435\u043e\u0431\u0445\u043e\u0434\u0438\u043c\u043e\u0441\u0442\u044c \u0443\u0447\u0438\u0442\u044b\u0432\u0430\u0442\u044c \u0441\u0442\u0430\u0440\u0435\u043d\u0438\u0435 \u043d\u0430 \u043c\u0435\u0441\u0442\u0435"},"content":{"rendered":"
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As a majority of older adults continue to express an overwhelming preference<\/a> for aging in place<\/a> in their homes, any decision needs to be made with a full understanding of a particular senior\u2019s needs, capabilities, and access to essential services and people.<\/p>\n

This was an idea shared by Wayne State University gerontology professor Amanda Leggett in a podcast produced for a Detroit NPR<\/strong><\/a> affiliate that discusses the risks and benefits of aging in place.<\/p>\n

On an episode of \u201cCreated Equal,\u201d<\/a> produced by NPR affiliate WDET, Leggett explained the need to fully understand an individual\u2019s caregiving network \u2014 which often includes family members and can also include dedicated care professionals \u2014 as well as some of the intangibles that may not be fully considered when trying to facilitate aging in place.<\/p>\n

While a majority of people likely prefer to age in place, she said, an epidemic of loneliness<\/a> that may hit older Americans harder should not be overlooked.<\/p>\n

\u201cThis is another major concern of older adults that we often don\u2019t consider when we think about aging in place, that it can be very isolating,\u201d she said. \u201cEspecially if someone is not as mobile and able to get out and enjoy their normal social activities that they might have done previously. And this is one of the benefits really, that long term care facilities can provide.\u201d<\/p>\n

Cost is a key consideration, however, and Leggett explained that this needs to be balanced with the reality of what is obtainable for a particular person based on their own means and the means of their family.<\/p>\n

\u201cCare surrounding aging is hugely expensive, and these are really, really challenging things for individuals trying to figure out [in terms of] what a family can afford,\u201d she said. \u201cWhat is covered by insurance or is not covered by insurance, Medicare and Medicaid. These are really challenging things and in-home care, out of home, long-term care, they\u2019re all incredibly expensive. Trying to balance, when it\u2019s necessary, what is affordable are huge conversations for families to think about.\u201d<\/p>\n

This is when a financial planner can make a difference<\/a>, she explained. This person can take stock of the assets of the senior in question and they can help determine a path forward.<\/p>\n

\u201cIt\u2019s never too early to start thinking about this with a financial planner,\u201d Leggett said. \u201cAnd as a family, making sure we think about that, because we\u2019re living longer. And it\u2019s kind of unknown. We don\u2019t have a magic ball that\u2019s going to tell us what crises we might face in our future, how long we\u2019re going to live, and we need to plan for any and all possibilities. And financially, that can be quite difficult.\u201d<\/p>\n<\/div>\n","protected":false},"excerpt":{"rendered":"

As a majority of older adults continue to express an overwhelming preference for aging in place in their homes, any decision needs to be made with a full understanding of a particular senior\u2019s needs, capabilities, and access to essential services and people. 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