{"id":59050,"date":"2024-10-02T03:03:10","date_gmt":"2024-10-02T01:03:10","guid":{"rendered":"https:\/\/housesmarketplace.com\/80-of-older-adults-cant-afford-to-age-in-place\/"},"modified":"2024-10-02T03:03:10","modified_gmt":"2024-10-02T01:03:10","slug":"80-of-older-adults-cant-afford-to-age-in-place","status":"publish","type":"post","link":"https:\/\/housesmarketplace.trio-tv.com\/ru\/80-of-older-adults-cant-afford-to-age-in-place\/","title":{"rendered":"80% \u043f\u043e\u0436\u0438\u043b\u044b\u0445 \u043b\u044e\u0434\u0435\u0439 \u043d\u0435 \u043c\u043e\u0433\u0443\u0442 \u043f\u043e\u0437\u0432\u043e\u043b\u0438\u0442\u044c \u0441\u0435\u0431\u0435 \u0441\u0442\u0430\u0440\u0435\u0442\u044c \u043d\u0430 \u043c\u0435\u0441\u0442\u0435"},"content":{"rendered":"<div>\n<p>As many as 80% of the 60-and-older population are unable to afford either long-term care or basic necessities like food, reflecting the serious financial challenges faced by older Americans despite their overwhelming preferences for <a href=\"https:\/\/www.housingwire.com\/tag\/aging-in-place\/\">aging in place<\/a>.<\/p>\n<p>This is <a href=\"https:\/\/www.kjzz.org\/business\/2024-10-01\/80-of-older-adults-cant-afford-long-term-care-or-to-age-at-home\" target=\"_blank\" rel=\"noreferrer noopener\">according to reporting<\/a> by Phoenix-based <a href=\"https:\/\/www.housingwire.com\/tag\/npr\/\" target=\"_blank\" rel=\"noreferrer noopener\"><strong>National Public Radio<\/strong><\/a> (NPR) affiliate <strong>KJZZ<\/strong>, based on data from the <a href=\"https:\/\/www.housingwire.com\/tag\/national-council-on-aging\/\" target=\"_blank\" rel=\"noreferrer noopener\"><strong>National Council on Aging<\/strong><\/a> (NCOA) and researchers at the University of Massachusetts at Boston.<\/p>\n<p><a href=\"https:\/\/assets-us-01.kc-usercontent.com\/ffacfe7d-10b6-0083-2632-604077fd4eca\/108ad617-addf-4d8d-9919-5197cc08b4e9\/2024_Research_80_Report.pdf\">The analysis<\/a> from the NCOA is titled \u201cIncreases in Older Americans\u2019 Income and Household Assets Still Cannot Support Most During Financial Hardship.\u201d According to the NPR report, it \u201clooks at the financial state of older Americans by comparing the income, housing value, retirement and other savings of people 60 and older with the cost of of long-term care.\u201d<\/p>\n<p>It also made use of an online tool called the <a href=\"https:\/\/elderindex.org\/\" target=\"_blank\" rel=\"noreferrer noopener\">Elder Index<\/a>, which illustrates the amount of money an older adult will need to live independently.<\/p>\n<p>The 80% share translates to roughly 27 million households, according to the data. Part of this could be tied to a lack of true awareness regarding the costs of necessities in later life, as well as the limitations of a fixed income.<\/p>\n<p>\u201cI think the big issue is in terms of education,\u201d Lauren Marinaro, a legal professional and board member of the <strong>National Academy of Elder Law Attorneys<\/strong>, told KJZZ. \u201cAnd so if people kind of operate from the assumption that, [their] Medicare will take care of this, then they might not make certain plans [or] save for long-term care.\u201d<\/p>\n<p>Certain people are also dead set against the idea of moving into a nursing home or another congregate care setting. This might stem from thinking that they\u2019ll never require such care, she added.<\/p>\n<p>But many older Americans end up developing certain health complications. Data from NCOA puts the figure at <a href=\"https:\/\/www.ncoa.org\/article\/when-should-you-start-investing-in-long-term-care-insurance\/\" target=\"_blank\" rel=\"noreferrer noopener\">nearly 70%<\/a> of those 65 and older as having some kind of health issue that requires dedicated long-term care.<\/p>\n<p>Americans may also be challenged by a negative shock to their wealth, often brought about by health issues that sap their savings and place them in financially precarious situations. This is according to Sheryl Keeme, executive director of <strong>Neighbors Who Care<\/strong>, an Arizona-based nonprofit that connects seniors with volunteers who help them remain in their homes.<\/p>\n<p>\u201c[E]ven though folks do prepare, unexpected health issues that they have not prepared for when they crop up [could] push them into a new category of needing assistance,\u201d Keeme told the outlet.<\/p>\n<p>Aging in place has a number of advantages, particularly as it relates to living costs when compared to dedicated care facilities. But recent data has emphasized the challenges that some can face pertaining to <a href=\"https:\/\/www.housingwire.com\/articles\/record-numbers-of-seniors-living-alone-could-be-prone-to-isolation\/\" target=\"_blank\" rel=\"noreferrer noopener\">feelings of social isolation and loneliness<\/a>, as well as the <a href=\"https:\/\/www.housingwire.com\/articles\/preparation-eases-process-of-aging-in-place\/\" target=\"_blank\" rel=\"noreferrer noopener\">necessity for adequate planning<\/a> to support longer-term aging-in-place goals.<\/p>\n<p>More than half of baby boomers have <a href=\"https:\/\/www.housingwire.com\/articles\/54-of-baby-boomers-never-plan-to-sell-their-homes\/\" target=\"_blank\" rel=\"noreferrer noopener\">expressed no desire to sell their homes<\/a>. There is also information to suggest that homebuilders are increasingly ready and able to <a href=\"https:\/\/www.housingwire.com\/articles\/aging-in-place-could-become-a-big-business-for-homebuilders\/\" target=\"_blank\" rel=\"noreferrer noopener\">explore the big business potential<\/a> for those seeking to renovate their homes and better accommodate their changes to mobility, vision and hearing.<\/p>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>As many as 80% of the 60-and-older population are unable to afford either long-term care or basic necessities like food, reflecting the serious financial challenges faced by older Americans despite their overwhelming preferences for aging in place. This is according to reporting by Phoenix-based National Public Radio (NPR) affiliate KJZZ, based on data from the [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-59050","post","type-post","status-publish","format-standard","hentry","category-uncategorized"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.8 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>80% of older adults can\u2019t afford to age in place - Houses Marketplace<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/housesmarketplace.trio-tv.com\/ru\/80-of-older-adults-cant-afford-to-age-in-place\/\" \/>\n<meta property=\"og:locale\" content=\"ru_RU\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"80% of older adults can\u2019t afford to age in place - Houses Marketplace\" \/>\n<meta property=\"og:description\" content=\"As many as 80% of the 60-and-older population are unable to afford either long-term care or basic necessities like food, reflecting the serious financial challenges faced by older Americans despite their overwhelming preferences for aging in place. 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