{"id":59207,"date":"2024-10-12T03:03:26","date_gmt":"2024-10-12T01:03:26","guid":{"rendered":"https:\/\/housesmarketplace.com\/home-sales-are-tepid-but-mortgage-fraud-is-becoming-more-common\/"},"modified":"2024-10-12T03:03:26","modified_gmt":"2024-10-12T01:03:26","slug":"home-sales-are-tepid-but-mortgage-fraud-is-becoming-more-common","status":"publish","type":"post","link":"https:\/\/housesmarketplace.trio-tv.com\/ru\/home-sales-are-tepid-but-mortgage-fraud-is-becoming-more-common\/","title":{"rendered":"\u041f\u0440\u043e\u0434\u0430\u0436\u0438 \u0434\u043e\u043c\u043e\u0432 \u0438\u0434\u0443\u0442 \u0432\u044f\u043b\u043e, \u043d\u043e \u043c\u043e\u0448\u0435\u043d\u043d\u0438\u0447\u0435\u0441\u0442\u0432\u043e \u0441 \u0438\u043f\u043e\u0442\u0435\u043a\u043e\u0439 \u0441\u0442\u0430\u043d\u043e\u0432\u0438\u0442\u0441\u044f \u0432\u0441\u0435 \u0431\u043e\u043b\u0435\u0435 \u0440\u0430\u0441\u043f\u0440\u043e\u0441\u0442\u0440\u0430\u043d\u0435\u043d\u043d\u044b\u043c"},"content":{"rendered":"<div>\n<figure class=\"wp-block-image size-large\"><img fetchpriority=\"high\" decoding=\"async\" width=\"1200\" height=\"675\" data-attachment-id=\"486514\" data-permalink=\"https:\/\/www.housingwire.com\/articles\/home-sales-tepid-corelogic-mortgage-fraud-risk-report\/corelogics-quarterly-fraud-risk-report\/\" data-orig-file=\"https:\/\/www.housingwire.com\/wp-content\/uploads\/2024\/10\/CoreLogics-quarterly-fraud-risk-report.jpg\" data-orig-size=\"1200,675\" data-comments-opened=\"1\" data-image-meta='{\"aperture\":\"0\",\"credit\":\"\",\"camera\":\"\",\"caption\":\"\",\"created_timestamp\":\"0\",\"copyright\":\"\",\"focal_length\":\"0\",\"iso\":\"0\",\"shutter_speed\":\"0\",\"title\":\"\",\"orientation\":\"0\"}' data-image-title=\"CoreLogics-quarterly-fraud-risk-report\" data-image-description=\"\" data-image-caption=\"\" data-medium-file=\"https:\/\/www.housingwire.com\/wp-content\/uploads\/2024\/10\/CoreLogics-quarterly-fraud-risk-report.jpg?w=300\" data-large-file=\"https:\/\/www.housingwire.com\/wp-content\/uploads\/2024\/10\/CoreLogics-quarterly-fraud-risk-report.jpg?w=1024\" tabindex=\"0\" role=\"button\" src=\"https:\/\/www.housingwire.com\/wp-content\/uploads\/2024\/10\/CoreLogics-quarterly-fraud-risk-report.jpg?w=1024\" alt=\"CoreLogics-quarterly-fraud-risk-report\" class=\"wp-image-486514\" srcset=\"https:\/\/www.housingwire.com\/wp-content\/uploads\/2024\/10\/CoreLogics-quarterly-fraud-risk-report.jpg 1200w, https:\/\/www.housingwire.com\/wp-content\/uploads\/2024\/10\/CoreLogics-quarterly-fraud-risk-report.jpg?resize=150,84 150w, https:\/\/www.housingwire.com\/wp-content\/uploads\/2024\/10\/CoreLogics-quarterly-fraud-risk-report.jpg?resize=300,169 300w, https:\/\/www.housingwire.com\/wp-content\/uploads\/2024\/10\/CoreLogics-quarterly-fraud-risk-report.jpg?resize=768,432 768w, https:\/\/www.housingwire.com\/wp-content\/uploads\/2024\/10\/CoreLogics-quarterly-fraud-risk-report.jpg?resize=1024,576 1024w\" sizes=\"(max-width: 1200px) 100vw, 1200px\"><figcaption class=\"wp-element-caption\">\u0418\u043d\u0434\u0435\u043a\u0441 \u0440\u0438\u0441\u043a\u0430 CoreLogic \u0432\u044b\u0440\u043e\u0441 \u043d\u0430 8,3% \u0437\u0430 \u043f\u043e\u0441\u043b\u0435\u0434\u043d\u0438\u0439 \u0433\u043e\u0434, \u0447\u0442\u043e \u043e\u0431\u0443\u0441\u043b\u043e\u0432\u043b\u0435\u043d\u043e \u0440\u043e\u0441\u0442\u043e\u043c \u0447\u0438\u0441\u043b\u0430 \u0441\u043b\u0443\u0447\u0430\u0435\u0432 \u043c\u043e\u0448\u0435\u043d\u043d\u0438\u0447\u0435\u0441\u0442\u0432\u0430 \u0441 \u043f\u0435\u0440\u0441\u043e\u043d\u0430\u043b\u044c\u043d\u044b\u043c\u0438 \u0434\u0430\u043d\u043d\u044b\u043c\u0438 \u0438 \u0442\u0440\u0430\u043d\u0437\u0430\u043a\u0446\u0438\u044f\u043c\u0438.<\/figcaption><\/figure>\n<p>\u041d\u043e\u0432\u044b\u0435 \u0434\u0430\u043d\u043d\u044b\u0435 \u043f\u043e\u043a\u0430\u0437\u044b\u0432\u0430\u044e\u0442, \u0447\u0442\u043e \u0441\u043b\u0443\u0447\u0430\u0438 <a href=\"https:\/\/www.housingwire.com\/tag\/mortgage-fraud\/\">\u043c\u043e\u0448\u0435\u043d\u043d\u0438\u0447\u0435\u0441\u0442\u0432\u043e<\/a> \u0441\u0440\u0435\u0434\u0438 \u0437\u0430\u0435\u043c\u0449\u0438\u043a\u043e\u0432, \u0436\u0435\u043b\u0430\u044e\u0449\u0438\u0445 \u043f\u043e\u043b\u0443\u0447\u0438\u0442\u044c \u0438\u043f\u043e\u0442\u0435\u043a\u0443, \u0440\u0430\u0441\u0442\u0435\u0442 \u2014 \u044d\u0442\u043e \u043e\u0431\u043d\u0430\u0434\u0435\u0436\u0438\u0432\u0430\u044e\u0449\u0430\u044f \u0442\u0435\u043d\u0434\u0435\u043d\u0446\u0438\u044f, \u043f\u043e\u0441\u043a\u043e\u043b\u044c\u043a\u0443 \u0441\u043f\u0440\u043e\u0441 \u0441\u043e \u0441\u0442\u043e\u0440\u043e\u043d\u044b \u0437\u0430\u0435\u043c\u0449\u0438\u043a\u043e\u0432 \u043e\u0441\u0442\u0430\u0435\u0442\u0441\u044f <a href=\"https:\/\/www.housingwire.com\/articles\/mortgage-demand-drops-interest-rates-rise-economy-resilient\/\">\u043e\u0442\u043d\u043e\u0441\u0438\u0442\u0435\u043b\u044c\u043d\u043e \u0442\u0438\u0445\u043e<\/a>. <\/p>\n<p>The <strong><a href=\"https:\/\/www.housingwire.com\/tag\/corelogic\/\">CoreLogic<\/a><\/strong> <a href=\"https:\/\/corelogic-mortgage.foleon.com\/fraud-report\/2024\/overview\">\u0418\u043d\u0434\u0435\u043a\u0441 \u0440\u0438\u0441\u043a\u0430 \u043c\u043e\u0448\u0435\u043d\u043d\u0438\u0447\u0435\u0441\u0442\u0432\u0430 \u043f\u0440\u0438 \u043e\u0444\u043e\u0440\u043c\u043b\u0435\u043d\u0438\u0438 \u0438\u043f\u043e\u0442\u0435\u0447\u043d\u043e\u0433\u043e \u043a\u0440\u0435\u0434\u0438\u0442\u0430<\/a> \u043f\u043e\u0434\u0441\u043a\u043e\u0447\u0438\u043b \u043d\u0430 8,3% \u0432 \u0433\u043e\u0434\u043e\u0432\u043e\u043c \u0438\u0441\u0447\u0438\u0441\u043b\u0435\u043d\u0438\u0438 \u0432\u043e \u0432\u0442\u043e\u0440\u043e\u043c \u043a\u0432\u0430\u0440\u0442\u0430\u043b\u0435 2024 \u0433\u043e\u0434\u0430. \u042d\u0442\u043e \u0432\u043a\u043b\u044e\u0447\u0430\u0435\u0442 \u0440\u043e\u0441\u0442 \u043d\u0430 1,1% \u043f\u043e \u0441\u0440\u0430\u0432\u043d\u0435\u043d\u0438\u044e \u0441 \u043f\u0440\u0435\u0434\u044b\u0434\u0443\u0449\u0438\u043c \u043a\u0432\u0430\u0440\u0442\u0430\u043b\u043e\u043c. \u0424\u0438\u0440\u043c\u0430 \u043f\u043e \u0430\u043d\u0430\u043b\u0438\u0437\u0443 \u0434\u0430\u043d\u043d\u044b\u0445 \u043e \u043d\u0435\u0434\u0432\u0438\u0436\u0438\u043c\u043e\u0441\u0442\u0438 \u043e\u0442\u043c\u0435\u0442\u0438\u043b\u0430, \u0447\u0442\u043e \u0438\u043d\u0434\u0435\u043a\u0441 \u00ab\u043d\u0435\u043c\u043d\u043e\u0433\u043e \u0432\u044b\u0440\u043e\u0441 \u0434\u043e \u0443\u0440\u043e\u0432\u043d\u044f, \u0431\u043b\u0438\u0437\u043a\u043e\u0433\u043e \u043a \u043d\u0443\u043b\u044e, \u0437\u0430 \u043f\u043e\u0441\u043b\u0435\u0434\u043d\u0438\u0439 \u0433\u043e\u0434, \u0447\u0442\u043e \u0438 \u043e\u0436\u0438\u0434\u0430\u043b\u043e\u0441\u044c, \u0443\u0447\u0438\u0442\u044b\u0432\u0430\u044f \u043c\u0438\u043d\u0438\u043c\u0430\u043b\u044c\u043d\u044b\u0435 \u0438\u0437\u043c\u0435\u043d\u0435\u043d\u0438\u044f, \u0432\u043b\u0438\u044f\u044e\u0449\u0438\u0435 \u043d\u0430 \u0444\u0430\u043a\u0442\u043e\u0440\u044b, \u043a\u043e\u0442\u043e\u0440\u044b\u0435 \u043e\u0431\u044b\u0447\u043d\u043e \u043e\u0431\u0443\u0441\u043b\u0430\u0432\u043b\u0438\u0432\u0430\u044e\u0442 \u0438\u0437\u043c\u0435\u043d\u0435\u043d\u0438\u0435 \u0440\u0438\u0441\u043a\u0430 \u043d\u0430 \u0440\u044b\u043d\u043a\u0435 \u0438\u043f\u043e\u0442\u0435\u043a\u0438\u00bb.<\/p>\n<p>\u0412\u043e \u0432\u0442\u043e\u0440\u043e\u043c \u043a\u0432\u0430\u0440\u0442\u0430\u043b\u0435 2024 \u0433\u043e\u0434\u0430 \u0432 \u043e\u0434\u043d\u043e\u043c \u0438\u0437 123 \u0437\u0430\u044f\u0432\u043b\u0435\u043d\u0438\u0439 \u043d\u0430 \u0438\u043f\u043e\u0442\u0435\u043a\u0443 (0,81%) \u0431\u044b\u043b \u0437\u0430\u0444\u0438\u043a\u0441\u0438\u0440\u043e\u0432\u0430\u043d \u0441\u043b\u0443\u0447\u0430\u0439 \u043c\u043e\u0448\u0435\u043d\u043d\u0438\u0447\u0435\u0441\u0442\u0432\u0430. \u041a\u0440\u0435\u0434\u0438\u0442\u044b \u043d\u0430 \u043f\u043e\u043a\u0443\u043f\u043a\u0443 (0,9%) \u0438\u043c\u0435\u043b\u0438 \u0431\u043e\u043b\u0435\u0435 \u0432\u044b\u0441\u043e\u043a\u0438\u0439 \u0443\u0440\u043e\u0432\u0435\u043d\u044c \u0440\u0438\u0441\u043a\u0430, \u0447\u0435\u043c \u0440\u0435\u0444\u0438\u043d\u0430\u043d\u0441\u0438\u0440\u043e\u0432\u0430\u043d\u0438\u0435 (0,58%). <\/p>\n<p>CoreLogic \u043e\u043f\u0440\u0435\u0434\u0435\u043b\u0438\u043b, \u0447\u0442\u043e \u0437\u0430\u044f\u0432\u043a\u0438 \u0441 \u043d\u0430\u0438\u043c\u0435\u043d\u044c\u0448\u0438\u043c \u0440\u0438\u0441\u043a\u043e\u043c \u043f\u043e \u0442\u0438\u043f\u0443 \u043a\u0440\u0435\u0434\u0438\u0442\u0430 \u0431\u044b\u043b\u0438 \u043f\u043e\u043b\u0443\u0447\u0435\u043d\u044b \u043e\u0442 <strong><a href=\"https:\/\/www.housingwire.com\/tag\/va-loan\/\">\u0414\u0435\u043f\u0430\u0440\u0442\u0430\u043c\u0435\u043d\u0442 \u0421\u0428\u0410 \u043f\u043e \u0434\u0435\u043b\u0430\u043c \u0432\u0435\u0442\u0435\u0440\u0430\u043d\u043e\u0432<\/a><\/strong> (VA), \u0447\u0442\u043e, \u043f\u043e \u0435\u0433\u043e \u0441\u043b\u043e\u0432\u0430\u043c, \u0441\u043e\u043e\u0442\u0432\u0435\u0442\u0441\u0442\u0432\u0443\u0435\u0442 \u043f\u043e\u043a\u0430\u0437\u0430\u0442\u0435\u043b\u044f\u043c \u043f\u0440\u0435\u0434\u044b\u0434\u0443\u0449\u0438\u0445 \u043b\u0435\u0442. <\/p>\n<p>\u041f\u0440\u0438 \u0441\u0440\u0430\u0432\u043d\u0435\u043d\u0438\u0438 \u0442\u0438\u043f\u043e\u0432 \u0442\u0440\u0430\u043d\u0437\u0430\u043a\u0446\u0438\u0439 \u043c\u043d\u043e\u0433\u043e\u043a\u0432\u0430\u0440\u0442\u0438\u0440\u043d\u044b\u0435 \u0434\u043e\u043c\u0430 \u0441 \u0434\u0432\u0443\u043c\u044f-\u0447\u0435\u0442\u044b\u0440\u044c\u043c\u044f \u043a\u0432\u0430\u0440\u0442\u0438\u0440\u0430\u043c\u0438 \u0431\u044b\u043b\u0438 \u043f\u0440\u0438\u0437\u043d\u0430\u043d\u044b \u0431\u043e\u043b\u0435\u0435 \u0440\u0438\u0441\u043a\u043e\u0432\u0430\u043d\u043d\u044b\u043c\u0438, \u0447\u0435\u043c \u043e\u0434\u043d\u043e\u0441\u0435\u043c\u0435\u0439\u043d\u044b\u0435. \u041e\u0434\u043d\u043e \u0438\u0437 27 \u2014 \u0438\u043b\u0438 3,5% \u2014 \u0437\u0430\u044f\u0432\u043b\u0435\u043d\u0438\u0439, \u043a\u0430\u0441\u0430\u044e\u0449\u0438\u0445\u0441\u044f \u043c\u043d\u043e\u0433\u043e\u043a\u0432\u0430\u0440\u0442\u0438\u0440\u043d\u044b\u0445 \u0434\u043e\u043c\u043e\u0432, \u0441\u043e\u0434\u0435\u0440\u0436\u0430\u043b\u043e \u043c\u043e\u0448\u0435\u043d\u043d\u0438\u0447\u0435\u0441\u0442\u0432\u043e. \u0420\u0438\u0441\u043a \u043c\u043e\u0448\u0435\u043d\u043d\u0438\u0447\u0435\u0441\u0442\u0432\u0430 \u043f\u0440\u0438 \u0441\u0434\u0435\u043b\u043a\u0430\u0445 \u043f\u043e \u043f\u043e\u043a\u0443\u043f\u043a\u0435 \u044d\u0442\u0438\u0445 \u0442\u0438\u043f\u043e\u0432 \u0432\u044b\u0440\u043e\u0441 \u043d\u0430 5% \u043f\u043e \u0441\u0440\u0430\u0432\u043d\u0435\u043d\u0438\u044e \u0441\u043e \u0432\u0442\u043e\u0440\u044b\u043c \u043a\u0432\u0430\u0440\u0442\u0430\u043b\u043e\u043c 2023 \u0433\u043e\u0434\u0430. <\/p>\n<p>CoreLogic \u043e\u0442\u043c\u0435\u0442\u0438\u043b\u0430, \u0447\u0442\u043e \u0438\u0437 \u0448\u0435\u0441\u0442\u0438 \u0442\u0438\u043f\u043e\u0432 \u043c\u043e\u0448\u0435\u043d\u043d\u0438\u0447\u0435\u0441\u0442\u0432\u0430, \u043a\u043e\u0442\u043e\u0440\u044b\u0435 \u043e\u043d\u0430 \u043e\u0442\u0441\u043b\u0435\u0436\u0438\u0432\u0430\u0435\u0442, \u043c\u043e\u0448\u0435\u043d\u043d\u0438\u0447\u0435\u0441\u0442\u0432\u043e \u0441 \u0438\u0441\u043f\u043e\u043b\u044c\u0437\u043e\u0432\u0430\u043d\u0438\u0435\u043c \u043b\u0438\u0447\u043d\u044b\u0445 \u0434\u0430\u043d\u043d\u044b\u0445 \u0438 \u043c\u043e\u0448\u0435\u043d\u043d\u0438\u0447\u0435\u0441\u0442\u0432\u043e \u0441 \u0442\u0440\u0430\u043d\u0437\u0430\u043a\u0446\u0438\u044f\u043c\u0438 \u0441\u0442\u0430\u043b\u0438 \u043a\u0430\u0442\u0435\u0433\u043e\u0440\u0438\u044f\u043c\u0438, \u043a\u043e\u043b\u0438\u0447\u0435\u0441\u0442\u0432\u043e \u043a\u043e\u0442\u043e\u0440\u044b\u0445 \u0443\u0432\u0435\u043b\u0438\u0447\u0438\u043b\u043e\u0441\u044c \u0437\u0430 \u043f\u043e\u0441\u043b\u0435\u0434\u043d\u0438\u0439 \u0433\u043e\u0434.<\/p>\n<p>\u0424\u0430\u043a\u0442\u043e\u0440\u044b \u0440\u0438\u0441\u043a\u0430 \u043c\u043e\u0448\u0435\u043d\u043d\u0438\u0447\u0435\u0441\u0442\u0432\u0430 \u0441 \u043f\u0435\u0440\u0441\u043e\u043d\u0430\u043b\u044c\u043d\u044b\u043c\u0438 \u0434\u0430\u043d\u043d\u044b\u043c\u0438 \u0443\u0432\u0435\u043b\u0438\u0447\u0438\u0432\u0430\u044e\u0442\u0441\u044f \u0443\u0436\u0435 \u0434\u0432\u0430 \u0433\u043e\u0434\u0430 \u043f\u043e\u0434\u0440\u044f\u0434 \u2014 \u043d\u0430 5,5% \u0432 2024 \u0433\u043e\u0434\u0443 \u0438 \u043d\u0430 12% \u0432 2023 \u0433\u043e\u0434\u0443. \u042d\u0442\u0430 \u0442\u0435\u043d\u0434\u0435\u043d\u0446\u0438\u044f, \u043a\u0430\u043a \u0441\u043e\u043e\u0431\u0449\u0430\u0435\u0442 \u043a\u043e\u043c\u043f\u0430\u043d\u0438\u044f, \u0432\u0435\u0440\u043e\u044f\u0442\u043d\u043e, \u0441\u0432\u044f\u0437\u0430\u043d\u0430 \u0441 \u0431\u043e\u043b\u044c\u0448\u0438\u043c \u043a\u043e\u043b\u0438\u0447\u0435\u0441\u0442\u0432\u043e\u043c \u043f\u0440\u043e\u0433\u0440\u0430\u043c\u043c \u043a\u0440\u0435\u0434\u0438\u0442\u043e\u0432\u0430\u043d\u0438\u044f \u0434\u043b\u044f <a href=\"https:\/\/www.housingwire.com\/articles\/international-buyers-purchase-fewest-existing-homes-on-record-nar\/\">\u0438\u043d\u043e\u0441\u0442\u0440\u0430\u043d\u043d\u044b\u0435 \u0433\u0440\u0430\u0436\u0434\u0430\u043d\u0435<\/a> \u043a\u043e\u0442\u043e\u0440\u044b\u0435 \u0438\u043c\u0435\u044e\u0442 \u0438\u043d\u0434\u0438\u0432\u0438\u0434\u0443\u0430\u043b\u044c\u043d\u044b\u0435 \u043d\u0430\u043b\u043e\u0433\u043e\u0432\u044b\u0435 \u0438\u0434\u0435\u043d\u0442\u0438\u0444\u0438\u043a\u0430\u0446\u0438\u043e\u043d\u043d\u044b\u0435 \u043d\u043e\u043c\u0435\u0440\u0430 (ITIN), \u0430 \u043d\u0435 <a href=\"https:\/\/www.housingwire.com\/tag\/social-security\/\">\u0421\u043e\u0446\u0438\u0430\u043b\u044c\u043d\u043e\u0435 \u043e\u0431\u0435\u0441\u043f\u0435\u0447\u0435\u043d\u0438\u0435<\/a> \u0447\u0438\u0441\u043b\u0430.<\/p>\n<p>\u00ab\u0414\u0430\u043d\u043d\u044b\u0435 \u043f\u0440\u043e\u0432\u0435\u0440\u043a\u0438 \u043b\u0438\u0447\u043d\u043e\u0441\u0442\u0438 \u0434\u043b\u044f ITIN \u043d\u0435 \u0441\u0442\u043e\u043b\u044c \u043f\u0440\u043e\u0440\u0430\u0431\u043e\u0442\u0430\u043d\u044b, \u043a\u0430\u043a \u0434\u043b\u044f \u0438\u0434\u0435\u043d\u0442\u0438\u0444\u0438\u043a\u0430\u0446\u0438\u043e\u043d\u043d\u044b\u0445 \u0434\u0430\u043d\u043d\u044b\u0445 \u043d\u0430 \u043e\u0441\u043d\u043e\u0432\u0435 SSN, \u043f\u043e\u044d\u0442\u043e\u043c\u0443 \u043f\u043e\u0434\u0442\u0432\u0435\u0440\u0436\u0434\u0430\u044e\u0449\u0430\u044f \u0438\u043d\u0444\u043e\u0440\u043c\u0430\u0446\u0438\u044f \u043e\u0433\u0440\u0430\u043d\u0438\u0447\u0435\u043d\u0430\u00bb, \u2014 \u0437\u0430\u044f\u0432\u0438\u043b\u0438 \u0432 CoreLogic.<\/p>\n<p>\u0420\u0438\u0441\u043a\u0438 \u043c\u043e\u0448\u0435\u043d\u043d\u0438\u0447\u0435\u0441\u0442\u0432\u0430 \u0441 \u0442\u0440\u0430\u043d\u0437\u0430\u043a\u0446\u0438\u044f\u043c\u0438 \u0442\u0430\u043a\u0436\u0435 \u0440\u043e\u0441\u043b\u0438 \u0432 \u0442\u0435\u0447\u0435\u043d\u0438\u0435 \u0440\u044f\u0434\u0430 \u043b\u0435\u0442: \u043d\u0430 4,9% \u0432 2024 \u0433\u043e\u0434\u0443 \u0438 \u043d\u0430 1,9% \u0432 2023 \u0433\u043e\u0434\u0443. \u00ab\u042d\u0442\u043e\u0442 \u0440\u043e\u0441\u0442 \u0431\u044b\u043b \u0441\u0432\u044f\u0437\u0430\u043d \u0441 <a href=\"https:\/\/www.housingwire.com\/articles\/investment-property-sector-is-marked-by-conflicting-indicators\/\">\u0432\u0441\u043f\u043b\u0435\u0441\u043a\u0438 \u0431\u044b\u0441\u0442\u0440\u044b\u0445 \u043f\u0435\u0440\u0435\u043f\u0440\u043e\u0434\u0430\u0436<\/a> \u00ab\u0421 \u0440\u043e\u0441\u0442\u043e\u043c \u0446\u0435\u043d, \u0431\u043e\u043b\u0435\u0435 \u0430\u043a\u0442\u0438\u0432\u043d\u044b\u043c\u0438 \u043f\u043e\u043a\u0443\u043f\u0430\u0442\u0435\u043b\u044f\u043c\u0438 \u0438 \u0441\u0434\u0435\u043b\u043a\u0430\u043c\u0438 \u043a\u0443\u043f\u043b\u0438-\u043f\u0440\u043e\u0434\u0430\u0436\u0438 \u0441 \u043d\u0435\u0441\u043a\u043e\u043b\u044c\u043a\u0438\u043c\u0438 \u043f\u0440\u0438\u0437\u043d\u0430\u043a\u0430\u043c\u0438 \u0432\u044b\u0441\u043e\u043a\u043e\u0433\u043e \u0440\u0438\u0441\u043a\u0430\u00bb, \u2014 \u043f\u043e\u044f\u0441\u043d\u044f\u0435\u0442\u0441\u044f \u0432 \u043e\u0442\u0447\u0435\u0442\u0435. \u00ab\u042d\u043b\u0435\u043c\u0435\u043d\u0442\u044b \u0441\u0434\u0435\u043b\u043a\u0438, \u0442\u0430\u043a\u0438\u0435 \u043a\u0430\u043a \u0430\u0432\u0430\u043d\u0441\u043e\u0432\u044b\u0439 \u043f\u043b\u0430\u0442\u0435\u0436, \u0438\u0441\u043f\u043e\u043b\u044c\u0437\u043e\u0432\u0430\u043d\u0438\u0435 \u0438\u043c\u0443\u0449\u0435\u0441\u0442\u0432\u0430 \u0438\u043b\u0438 \u043d\u0435\u043a\u043e\u043c\u043c\u0435\u0440\u0447\u0435\u0441\u043a\u0438\u0435 \u043e\u0442\u043d\u043e\u0448\u0435\u043d\u0438\u044f, \u0441 \u0431\u043e\u043b\u044c\u0448\u0435\u0439 \u0432\u0435\u0440\u043e\u044f\u0442\u043d\u043e\u0441\u0442\u044c\u044e \u0431\u0443\u0434\u0443\u0442 \u0438\u0441\u043a\u0430\u0436\u0435\u043d\u044b\u00bb.<\/p>\n<p>CoreLogic \u043f\u0440\u043e\u0430\u043d\u0430\u043b\u0438\u0437\u0438\u0440\u043e\u0432\u0430\u043b \u043a\u0430\u0436\u0434\u044b\u0439 \u0448\u0442\u0430\u0442 \u0438 \u043e\u0431\u043d\u0430\u0440\u0443\u0436\u0438\u043b, \u0447\u0442\u043e \u043c\u043e\u0448\u0435\u043d\u043d\u0438\u0447\u0435\u0441\u0442\u0432\u043e \u043d\u0430\u0438\u0431\u043e\u043b\u0435\u0435 \u0440\u0430\u0441\u043f\u0440\u043e\u0441\u0442\u0440\u0430\u043d\u0435\u043d\u043e \u0432 <a href=\"https:\/\/www.housingwire.com\/tag\/new-york\/\">\u041d\u044c\u044e-\u0419\u043e\u0440\u043a<\/a>, <a href=\"https:\/\/www.housingwire.com\/tag\/florida\/\">\u0424\u043b\u043e\u0440\u0438\u0434\u0430<\/a>, <a href=\"https:\/\/www.housingwire.com\/tag\/california\/\">\u041a\u0430\u043b\u0438\u0444\u043e\u0440\u043d\u0438\u044f<\/a>, \u041a\u043e\u043d\u043d\u0435\u043a\u0442\u0438\u043a\u0443\u0442 \u0438 \u041d\u044c\u044e-\u0414\u0436\u0435\u0440\u0441\u0438. \u0421\u043b\u0443\u0447\u0430\u0438 \u043c\u043e\u0448\u0435\u043d\u043d\u0438\u0447\u0435\u0441\u0442\u0432\u0430 \u0432\u044b\u0440\u043e\u0441\u043b\u0438 \u043d\u0430 \u0434\u0432\u0443\u0437\u043d\u0430\u0447\u043d\u044b\u0435 \u043f\u0440\u043e\u0446\u0435\u043d\u0442\u044b \u0441 \u0441\u0435\u0440\u0435\u0434\u0438\u043d\u044b 2023 \u0433\u043e\u0434\u0430 \u0432 \u041a\u0430\u043b\u0438\u0444\u043e\u0440\u043d\u0438\u0438 (+14,6), \u041a\u043e\u043d\u043d\u0435\u043a\u0442\u0438\u043a\u0443\u0442\u0435 (+10,8%) \u0438 \u0424\u043b\u043e\u0440\u0438\u0434\u0435 (10,2%).<\/p>\n<p>\u041e\u0431\u044a\u0435\u043c\u044b \u043a\u0440\u0435\u0434\u0438\u0442\u043e\u0432\u0430\u043d\u0438\u044f \u043e\u0441\u0442\u0430\u0432\u0430\u043b\u0438\u0441\u044c \u043e\u0442\u043d\u043e\u0441\u0438\u0442\u0435\u043b\u044c\u043d\u043e \u0441\u0442\u0430\u0431\u0438\u043b\u044c\u043d\u044b\u043c\u0438 \u0432 \u0442\u0435\u0447\u0435\u043d\u0438\u0435 \u043f\u0440\u043e\u0448\u043b\u043e\u0433\u043e \u0433\u043e\u0434\u0430, \u0447\u0442\u043e \u043a\u043e\u043c\u043f\u0430\u043d\u0438\u044f \u0441\u0432\u044f\u0437\u044b\u0432\u0430\u0435\u0442 \u0441 \u00ab\u0441\u043e\u0445\u0440\u0430\u043d\u0435\u043d\u0438\u0435\u043c \u0432\u044b\u0441\u043e\u043a\u0438\u0445 \u043f\u0440\u043e\u0446\u0435\u043d\u0442\u043d\u044b\u0445 \u0441\u0442\u0430\u0432\u043e\u043a\u00bb. \u0424\u0430\u043a\u0442\u0438\u0447\u0435\u0441\u043a\u0438, \u0434\u043e\u043b\u044f \u0440\u0435\u0444\u0438\u043d\u0430\u043d\u0441\u0438\u0440\u043e\u0432\u0430\u043d\u0438\u044f \u043d\u0430 \u0440\u044b\u043d\u043a\u0435 \u043f\u0440\u0430\u043a\u0442\u0438\u0447\u0435\u0441\u043a\u0438 \u043d\u0435 \u0438\u0437\u043c\u0435\u043d\u0438\u043b\u0430\u0441\u044c \u0441 \u0441\u0435\u0440\u0435\u0434\u0438\u043d\u044b 2022 \u0433\u043e\u0434\u0430, \u043f\u043e\u0441\u043b\u0435 <strong><a href=\"https:\/\/www.housingwire.com\/tag\/federal-reserve\/\">\u0424\u0435\u0434\u0435\u0440\u0430\u043b\u044c\u043d\u044b\u0439 \u0440\u0435\u0437\u0435\u0440\u0432<\/a><\/strong> \u043d\u0430\u0447\u0430\u043b \u043a\u0430\u043c\u043f\u0430\u043d\u0438\u044e \u043f\u043e \u043f\u043e\u0432\u044b\u0448\u0435\u043d\u0438\u044e \u0441\u0442\u0430\u0432\u043e\u043a, \u043e\u0441\u0442\u0430\u0432\u0430\u044f\u0441\u044c \u0432 \u0434\u0438\u0430\u043f\u0430\u0437\u043e\u043d\u0435 \u043e\u0442 24% \u0434\u043e 27,5%.<\/p>\n<p>\u0412 2023 \u0433\u043e\u0434\u0443 \u043f\u0440\u043e\u0438\u0437\u043e\u0448\u0435\u043b \u0437\u043d\u0430\u0447\u0438\u0442\u0435\u043b\u044c\u043d\u044b\u0439 \u0441\u0434\u0432\u0438\u0433 \u0432 \u0431\u0438\u0437\u043d\u0435\u0441\u0435 \u043e\u0442 \u0441\u0442\u0430\u043d\u0434\u0430\u0440\u0442\u043d\u044b\u0445 \u043a\u0440\u0435\u0434\u0438\u0442\u043e\u0432 \u043d\u0430 \u043f\u043e\u043a\u0443\u043f\u043a\u0443 \u0432 \u0441\u0442\u043e\u0440\u043e\u043d\u0443 \u043a\u0440\u0435\u0434\u0438\u0442\u043e\u0432, \u0437\u0430\u0441\u0442\u0440\u0430\u0445\u043e\u0432\u0430\u043d\u043d\u044b\u0445 <strong>\u0424\u0435\u0434\u0435\u0440\u0430\u043b\u044c\u043d\u043e\u0435 \u0436\u0438\u043b\u0438\u0449\u043d\u043e\u0435 \u0443\u043f\u0440\u0430\u0432\u043b\u0435\u043d\u0438\u0435<\/strong> (FHA). \u0412 \u044d\u0442\u043e\u043c \u0433\u043e\u0434\u0443 \u0442\u0430\u043a\u043e\u0433\u043e \u0441\u0434\u0432\u0438\u0433\u0430 \u043d\u0435 \u043f\u0440\u043e\u0438\u0437\u043e\u0448\u043b\u043e.<\/p>\n<p>\u00ab\u0421\u0442\u0430\u0431\u0438\u043b\u044c\u043d\u043e\u0441\u0442\u044c \u043e\u0431\u044a\u0435\u043c\u043e\u0432 \u043a\u0440\u0435\u0434\u0438\u0442\u043e\u0432, \u0430 \u0442\u0430\u043a\u0436\u0435 \u0442\u0438\u043f\u043e\u0432 \u0442\u0440\u0430\u043d\u0437\u0430\u043a\u0446\u0438\u0439 \u0437\u0430 \u043f\u043e\u0441\u043b\u0435\u0434\u043d\u0438\u0435 \u0434\u0432\u0430 \u0433\u043e\u0434\u0430 \u043e\u0442\u0440\u0430\u0436\u0430\u0435\u0442\u0441\u044f \u0432 \u043e\u0442\u043d\u043e\u0441\u0438\u0442\u0435\u043b\u044c\u043d\u043e\u0439 \u0443\u0441\u0442\u043e\u0439\u0447\u0438\u0432\u043e\u0441\u0442\u0438 \u0441\u043e\u0432\u043e\u043a\u0443\u043f\u043d\u043e\u0433\u043e \u041d\u0430\u0446\u0438\u043e\u043d\u0430\u043b\u044c\u043d\u043e\u0433\u043e \u0438\u043d\u0434\u0435\u043a\u0441\u0430 \u043c\u043e\u0448\u0435\u043d\u043d\u0438\u0447\u0435\u0441\u0442\u0432\u0430 \u0441 \u0438\u043f\u043e\u0442\u0435\u043a\u043e\u0439. \u041a\u043e\u043b\u0435\u0431\u0430\u043d\u0438\u044f \u0438\u043d\u0434\u0435\u043a\u0441\u0430 \u0443\u043a\u0430\u0437\u044b\u0432\u0430\u044e\u0442 \u043d\u0430 \u043d\u0435\u0431\u043e\u043b\u044c\u0448\u0438\u0435 \u0438\u0437\u043c\u0435\u043d\u0435\u043d\u0438\u044f \u0432 \u0441\u0435\u0433\u043c\u0435\u043d\u0442\u0430\u0445 \u043a\u0440\u0435\u0434\u0438\u0442\u043e\u0432\u0430\u043d\u0438\u044f, \u0430 \u043d\u0435 \u043d\u0430 \u043a\u0440\u0443\u043f\u043d\u044b\u0435 \u0441\u0434\u0432\u0438\u0433\u0438 \u0432 \u043a\u0440\u0435\u0434\u0438\u0442\u043d\u043e\u0439 \u0441\u0440\u0435\u0434\u0435\u00bb, \u2014 \u0441\u043a\u0430\u0437\u0430\u043b \u0414\u0436\u043e\u0448 \u0423\u0438\u043b\u0441\u043e\u043d, \u0433\u043b\u0430\u0432\u043d\u044b\u0439 \u0441\u043f\u0435\u0446\u0438\u0430\u043b\u0438\u0441\u0442 \u043f\u043e \u043c\u043e\u0434\u0435\u043b\u0438\u0440\u043e\u0432\u0430\u043d\u0438\u044e \u0440\u0438\u0441\u043a\u043e\u0432 \u043c\u043e\u0448\u0435\u043d\u043d\u0438\u0447\u0435\u0441\u0442\u0432\u0430 \u0432 \u043e\u0431\u043b\u0430\u0441\u0442\u0438 \u043d\u0430\u0443\u043a\u0438 \u0438 \u0430\u043d\u0430\u043b\u0438\u0442\u0438\u043a\u0438 CoreLogic.<\/p>\n<\/div>","protected":false},"excerpt":{"rendered":"<p>CoreLogic\u2019s risk index rose 8.3% in the past year, driven by more cases of identity and transaction fraud New data shows that cases of fraud among mortgage applicants is on the rise \u2014 an eye-raising trend as demand from borrowers remains relatively quiet. 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