{"id":59272,"date":"2024-10-19T03:03:10","date_gmt":"2024-10-19T01:03:10","guid":{"rendered":"https:\/\/housesmarketplace.com\/the-month-in-reverse-mortgage-rates-october-2024\/"},"modified":"2024-10-19T03:03:10","modified_gmt":"2024-10-19T01:03:10","slug":"the-month-in-reverse-mortgage-rates-october-2024","status":"publish","type":"post","link":"https:\/\/housesmarketplace.trio-tv.com\/ru\/the-month-in-reverse-mortgage-rates-october-2024\/","title":{"rendered":"\u041c\u0435\u0441\u044f\u0446 \u043e\u0431\u0440\u0430\u0442\u043d\u044b\u0445 \u0441\u0442\u0430\u0432\u043e\u043a \u043f\u043e \u0438\u043f\u043e\u0442\u0435\u043a\u0435: \u043e\u043a\u0442\u044f\u0431\u0440\u044c 2024 \u0433."},"content":{"rendered":"<div>\n<p>\u041a\u043e\u0433\u0434\u0430 \u043f\u043e\u0436\u0438\u043b\u044b\u0435 \u0434\u043e\u043c\u043e\u0432\u043b\u0430\u0434\u0435\u043b\u044c\u0446\u044b \u0445\u043e\u0442\u044f\u0442 \u043f\u043e\u043b\u0443\u0447\u0438\u0442\u044c \u0434\u043e\u0441\u0442\u0443\u043f \u043a \u0447\u0430\u0441\u0442\u0438 \u0441\u0432\u043e\u0435\u0433\u043e \u043a\u0430\u043f\u0438\u0442\u0430\u043b\u0430, \u0443 \u043d\u0438\u0445 \u0435\u0441\u0442\u044c \u043d\u0435\u0441\u043a\u043e\u043b\u044c\u043a\u043e \u0432\u0430\u0440\u0438\u0430\u043d\u0442\u043e\u0432.<\/p>\n<p>\u041a\u043e\u043d\u0435\u0447\u043d\u043e, \u043f\u0440\u043e\u0434\u0430\u0436\u0430 \u0434\u043e\u043c\u0430, \u043a\u0430\u043a \u043f\u0440\u0430\u0432\u0438\u043b\u043e, \u043d\u0435\u0436\u0435\u043b\u0430\u0442\u0435\u043b\u044c\u043d\u0430. <a href=\"https:\/\/www.housingwire.com\/tag\/refinancing\/\">\u0440\u0435\u0444\u0438\u043d\u0430\u043d\u0441\u0438\u0440\u043e\u0432\u0430\u0442\u044c<\/a> \u0442\u0430\u043a\u0436\u0435 \u043d\u0435 \u044f\u0432\u043b\u044f\u0435\u0442\u0441\u044f \u0440\u0430\u0437\u0443\u043c\u043d\u044b\u043c \u043f\u0443\u0442\u0435\u043c \u0434\u043b\u044f \u043f\u0435\u043d\u0441\u0438\u043e\u043d\u0435\u0440\u043e\u0432. \u0420\u0435\u0444\u0438\u043d\u0430\u043d\u0441\u0438\u0440\u043e\u0432\u0430\u043d\u0438\u0435 \u043d\u0435 \u0442\u043e\u043b\u044c\u043a\u043e \u043e\u0431\u0440\u0435\u043c\u0435\u043d\u044f\u0435\u0442 \u0434\u043e\u043c\u043e\u0432\u043b\u0430\u0434\u0435\u043b\u044c\u0446\u0430 \u043e\u0431\u044f\u0437\u0430\u0442\u0435\u043b\u044c\u043d\u044b\u043c \u0435\u0436\u0435\u043c\u0435\u0441\u044f\u0447\u043d\u044b\u043c \u043f\u043b\u0430\u0442\u0435\u0436\u043e\u043c, \u043d\u043e \u0438 \u043e\u0431\u044b\u0447\u043d\u043e \u043f\u0440\u0438\u0432\u043e\u0434\u0438\u0442 \u043a \u0431\u043e\u043b\u0435\u0435 \u0432\u044b\u0441\u043e\u043a\u043e\u0439 \u043f\u0440\u043e\u0446\u0435\u043d\u0442\u043d\u043e\u0439 \u0441\u0442\u0430\u0432\u043a\u0435 \u0434\u043b\u044f \u0442\u0435\u0445, \u043a\u0442\u043e \u0440\u0435\u0444\u0438\u043d\u0430\u043d\u0441\u0438\u0440\u043e\u0432\u0430\u043b\u0441\u044f \u0432 \u043f\u043e\u0441\u043b\u0435\u0434\u043d\u0435\u0435 \u0434\u0435\u0441\u044f\u0442\u0438\u043b\u0435\u0442\u0438\u0435.<\/p>\n<p>\u0418\u043f\u043e\u0442\u0435\u043a\u0430 \u0441 \u043a\u043e\u043d\u0432\u0435\u0440\u0441\u0438\u0435\u0439 \u0441\u043e\u0431\u0441\u0442\u0432\u0435\u043d\u043d\u043e\u0433\u043e \u043a\u0430\u043f\u0438\u0442\u0430\u043b\u0430 (<a href=\"https:\/\/www.housingwire.com\/tag\/hecm\/\" target=\"_blank\" rel=\"noreferrer noopener\">HECM<\/a>) \u0438 \u043a\u0440\u0435\u0434\u0438\u0442\u043d\u0430\u044f \u043b\u0438\u043d\u0438\u044f \u043f\u043e\u0434 \u0437\u0430\u043b\u043e\u0433 \u0436\u0438\u043b\u044c\u044f (<a href=\"https:\/\/www.housingwire.com\/tag\/heloc\/\" target=\"_blank\" rel=\"noreferrer noopener\">HELOC<\/a>) \u043e\u0441\u0442\u0430\u044e\u0442\u0441\u044f \u043e\u0441\u043d\u043e\u0432\u043d\u044b\u043c\u0438 \u0432\u0430\u0440\u0438\u0430\u043d\u0442\u0430\u043c\u0438 \u0434\u043b\u044f \u043f\u043e\u0436\u0438\u043b\u044b\u0445 \u0434\u043e\u043c\u043e\u0432\u043b\u0430\u0434\u0435\u043b\u044c\u0446\u0435\u0432, \u043a\u043e\u0442\u043e\u0440\u044b\u0435 \u0445\u043e\u0442\u044f\u0442 \u0438\u0441\u043f\u043e\u043b\u044c\u0437\u043e\u0432\u0430\u0442\u044c \u0441\u0432\u043e\u0439 \u0441\u043e\u0431\u0441\u0442\u0432\u0435\u043d\u043d\u044b\u0439 \u043a\u0430\u043f\u0438\u0442\u0430\u043b \u0434\u043b\u044f \u0441\u043e\u0437\u0434\u0430\u043d\u0438\u044f \u0431\u043e\u043b\u044c\u0448\u0435\u0439 \u043b\u0438\u043a\u0432\u0438\u0434\u043d\u043e\u0441\u0442\u0438 \u0432\u043e \u0432\u0440\u0435\u043c\u044f \u0432\u044b\u0445\u043e\u0434\u0430 \u043d\u0430 \u043f\u0435\u043d\u0441\u0438\u044e. \u0414\u0430\u0432\u0430\u0439\u0442\u0435 \u043e\u043f\u0440\u0435\u0434\u0435\u043b\u0438\u043c \u0438 \u0441\u0440\u0430\u0432\u043d\u0438\u043c \u0438\u0445.<\/p>\n<p><strong>\u0418\u041f\u041e\u0422\u0415\u041a\u0410 \u0421 \u041a\u041e\u041d\u0412\u0415\u0420\u0421\u0418\u0415\u0419 \u041a\u0410\u041f\u0418\u0422\u0410\u041b\u0410 \u0416\u0418\u041b\u0418\u0429\u0410 (HECM):<\/strong> \u041f\u0440\u043e\u0433\u0440\u0430\u043c\u043c\u0430 HECM \u043f\u043e\u0437\u0432\u043e\u043b\u044f\u0435\u0442 \u0434\u043e\u043c\u043e\u0432\u043b\u0430\u0434\u0435\u043b\u044c\u0446\u0430\u043c \u0432 \u0432\u043e\u0437\u0440\u0430\u0441\u0442\u0435 62 \u043b\u0435\u0442 \u0438 \u0441\u0442\u0430\u0440\u0448\u0435 \u0438\u0441\u043f\u043e\u043b\u044c\u0437\u043e\u0432\u0430\u0442\u044c \u0447\u0430\u0441\u0442\u044c \u0441\u0442\u043e\u0438\u043c\u043e\u0441\u0442\u0438 \u0441\u0432\u043e\u0435\u0433\u043e \u0434\u043e\u043c\u0430 \u0431\u0435\u0437 \u043d\u0435\u043e\u0431\u0445\u043e\u0434\u0438\u043c\u043e\u0441\u0442\u0438 \u0435\u0436\u0435\u043c\u0435\u0441\u044f\u0447\u043d\u043e\u0439 \u0432\u044b\u043f\u043b\u0430\u0442\u044b \u043e\u0441\u043d\u043e\u0432\u043d\u043e\u0433\u043e \u0434\u043e\u043b\u0433\u0430 \u0438 \u043f\u0440\u043e\u0446\u0435\u043d\u0442\u043e\u0432 \u043f\u043e \u0438\u043f\u043e\u0442\u0435\u043a\u0435.* \u041c\u043d\u043e\u0433\u0438\u0435 \u0437\u0430\u0435\u043c\u0449\u0438\u043a\u0438 HECM \u043e\u0441\u0442\u0430\u0432\u043b\u044f\u044e\u0442 \u0447\u0430\u0441\u0442\u044c \u0441\u0432\u043e\u0438\u0445 \u0441\u0432\u043e\u0431\u043e\u0434\u043d\u044b\u0445 \u0441\u0440\u0435\u0434\u0441\u0442\u0432 \u0432 \u043e\u0442\u043a\u0440\u044b\u0442\u043e\u0439 \u043a\u0440\u0435\u0434\u0438\u0442\u043d\u043e\u0439 \u043b\u0438\u043d\u0438\u0438.<\/p>\n<p><strong>\u041a\u0420\u0415\u0414\u0418\u0422\u041d\u0410\u042f \u041b\u0418\u041d\u0418\u042f \u041f\u041e\u0414 \u0417\u0410\u041b\u041e\u0413 \u0414\u041e\u041c\u0410\u0428\u041d\u0415\u0413\u041e \u041a\u0410\u041f\u0418\u0422\u0410\u041b\u0410 (HELOC):<\/strong> HELOC \u043d\u0435 \u0438\u043c\u0435\u0435\u0442 \u0432\u043e\u0437\u0440\u0430\u0441\u0442\u043d\u044b\u0445 \u043e\u0433\u0440\u0430\u043d\u0438\u0447\u0435\u043d\u0438\u0439 \u0438 \u043f\u0440\u0435\u0434\u043b\u0430\u0433\u0430\u0435\u0442\u0441\u044f \u0447\u0435\u0440\u0435\u0437 <a href=\"https:\/\/www.housingwire.com\/tag\/lenders\/\">\u043a\u0440\u0435\u0434\u0438\u0442\u043e\u0440\u044b<\/a> \u0438 \u043c\u0435\u0441\u0442\u043d\u044b\u0435 \u0431\u0430\u043d\u043a\u0438. \u042d\u0442\u043e \u0442\u0430\u043a\u0436\u0435 \u043f\u043e\u0437\u0432\u043e\u043b\u044f\u0435\u0442 \u0434\u043e\u043c\u043e\u0432\u043b\u0430\u0434\u0435\u043b\u044c\u0446\u0443 \u043f\u043e\u043b\u0443\u0447\u0438\u0442\u044c \u0447\u0430\u0441\u0442\u044c \u0441\u0442\u043e\u0438\u043c\u043e\u0441\u0442\u0438 \u0434\u043e\u043c\u0430, \u043d\u043e \u0442\u043e\u043b\u044c\u043a\u043e \u043d\u0430 \u043e\u043f\u0440\u0435\u0434\u0435\u043b\u0435\u043d\u043d\u044b\u0439 \u043f\u0435\u0440\u0438\u043e\u0434. \u0422\u0430\u043a\u0436\u0435 \u0442\u0440\u0435\u0431\u0443\u044e\u0442\u0441\u044f \u0435\u0436\u0435\u043c\u0435\u0441\u044f\u0447\u043d\u044b\u0435 \u0432\u044b\u043f\u043b\u0430\u0442\u044b \u043e\u0441\u043d\u043e\u0432\u043d\u043e\u0433\u043e \u0434\u043e\u043b\u0433\u0430 \u0438 \u043f\u0440\u043e\u0446\u0435\u043d\u0442\u043e\u0432 \u043f\u043e \u0438\u043f\u043e\u0442\u0435\u043a\u0435.<\/p>\n<h2 class=\"wp-block-heading\" id=\"h-key-differences\">\u041a\u043b\u044e\u0447\u0435\u0432\u044b\u0435 \u043e\u0442\u043b\u0438\u0447\u0438\u044f<\/h2>\n<p>\u041e\u0431\u0430 \u043f\u0440\u043e\u0434\u0443\u043a\u0442\u0430 \u0434\u0430\u044e\u0442 \u0434\u043e\u043c\u043e\u0432\u043b\u0430\u0434\u0435\u043b\u044c\u0446\u0430\u043c \u0432\u043e\u0437\u043c\u043e\u0436\u043d\u043e\u0441\u0442\u044c \u0437\u0430\u043d\u044f\u0442\u044c \u0447\u0430\u0441\u0442\u044c \u0441\u0442\u043e\u0438\u043c\u043e\u0441\u0442\u0438 \u0434\u043e\u043c\u0430, \u043f\u0440\u043e\u0434\u043e\u043b\u0436\u0430\u044f \u0432\u043b\u0430\u0434\u0435\u0442\u044c \u0438 \u0436\u0438\u0442\u044c \u0432 \u0441\u0432\u043e\u0435\u043c \u0434\u043e\u043c\u0435. \u041e\u0431\u0430 \u0442\u0430\u043a\u0436\u0435 \u0431\u0443\u0434\u0443\u0442 \u0432\u0437\u0438\u043c\u0430\u0442\u044c \u043f\u0440\u043e\u0446\u0435\u043d\u0442\u044b \u0441 \u0441\u0443\u043c\u043c\u044b \u0437\u0430\u0439\u043c\u0430, \u043d\u043e \u043d\u0430 \u044d\u0442\u043e\u043c \u0441\u0445\u043e\u0434\u0441\u0442\u0432\u043e \u0437\u0430\u043a\u0430\u043d\u0447\u0438\u0432\u0430\u0435\u0442\u0441\u044f.<\/p>\n<p>HECM \u0438\u043c\u0435\u0435\u0442 \u0431\u043e\u043b\u0435\u0435 \u0432\u044b\u0441\u043e\u043a\u0438\u0435 \u043f\u0435\u0440\u0432\u043e\u043d\u0430\u0447\u0430\u043b\u044c\u043d\u044b\u0435 \u0441\u0431\u043e\u0440\u044b, \u0445\u043e\u0442\u044f \u043f\u043e\u0447\u0442\u0438 \u0432\u0441\u0435 \u043e\u043d\u0438 \u0432\u043a\u043b\u044e\u0447\u0435\u043d\u044b \u0432 \u043a\u0440\u0435\u0434\u0438\u0442. \u0421 \u044d\u0442\u043e\u0433\u043e \u043c\u043e\u043c\u0435\u043d\u0442\u0430 HECM \u0431\u0443\u0434\u0435\u0442 \u0438\u043c\u0435\u0442\u044c \u043f\u0440\u0435\u0438\u043c\u0443\u0449\u0435\u0441\u0442\u0432\u0430 \u0442\u0440\u0430\u0434\u0438\u0446\u0438\u043e\u043d\u043d\u043e\u0433\u043e HELOC, \u0430 \u0442\u0430\u043a\u0436\u0435 \u043d\u0435\u043a\u043e\u0442\u043e\u0440\u044b\u0435 \u0441\u0443\u0449\u0435\u0441\u0442\u0432\u0435\u043d\u043d\u044b\u0435 \u043f\u0440\u0435\u0438\u043c\u0443\u0449\u0435\u0441\u0442\u0432\u0430, \u043f\u0435\u0440\u0435\u0447\u0438\u0441\u043b\u0435\u043d\u043d\u044b\u0435 \u0437\u0434\u0435\u0441\u044c:<\/p>\n<ul>\n<li>HECM \u0432 \u043d\u0430\u0441\u0442\u043e\u044f\u0449\u0435\u0435 \u0432\u0440\u0435\u043c\u044f \u043f\u0440\u0435\u0434\u043b\u0430\u0433\u0430\u0435\u0442 \u0431\u043e\u043b\u0435\u0435 \u043d\u0438\u0437\u043a\u0438\u0435 \u043f\u0440\u043e\u0446\u0435\u043d\u0442\u043d\u044b\u0435 \u0441\u0442\u0430\u0432\u043a\u0438<\/li>\n<li>HECM \u043d\u0435 \u0442\u0440\u0435\u0431\u0443\u0435\u0442 \u0435\u0436\u0435\u043c\u0435\u0441\u044f\u0447\u043d\u044b\u0445 \u0432\u044b\u043f\u043b\u0430\u0442 \u043e\u0441\u043d\u043e\u0432\u043d\u043e\u0433\u043e \u0434\u043e\u043b\u0433\u0430 \u0438 \u043f\u0440\u043e\u0446\u0435\u043d\u0442\u043e\u0432 \u043f\u043e \u0438\u043f\u043e\u0442\u0435\u043a\u0435*.<\/li>\n<li>\u0414\u0430\u0442\u0430 \u043f\u043e\u0433\u0430\u0448\u0435\u043d\u0438\u044f HECM \u2014 150 \u043b\u0435\u0442, \u043f\u0440\u0438 \u0443\u0441\u043b\u043e\u0432\u0438\u0438 \u0441\u043e\u0431\u043b\u044e\u0434\u0435\u043d\u0438\u044f \u0432\u0441\u0435\u0445 \u0443\u0441\u043b\u043e\u0432\u0438\u0439 \u043a\u0440\u0435\u0434\u0438\u0442\u0430.<\/li>\n<li>\u041a\u0440\u0435\u0434\u0438\u0442\u043d\u0430\u044f \u043b\u0438\u043d\u0438\u044f HECM \u043d\u0435 \u043c\u043e\u0436\u0435\u0442 \u0431\u044b\u0442\u044c \u0437\u0430\u043c\u043e\u0440\u043e\u0436\u0435\u043d\u0430, \u0441\u043e\u043a\u0440\u0430\u0449\u0435\u043d\u0430 \u0438\u043b\u0438 \u0430\u043d\u043d\u0443\u043b\u0438\u0440\u043e\u0432\u0430\u043d\u0430 \u0432 \u0441\u043b\u0443\u0447\u0430\u0435 \u0441\u043d\u0438\u0436\u0435\u043d\u0438\u044f \u0441\u0442\u043e\u0438\u043c\u043e\u0441\u0442\u0438 \u0436\u0438\u043b\u044c\u044f.<\/li>\n<li>\u041a\u0440\u0435\u0434\u0438\u0442\u043d\u0430\u044f \u043b\u0438\u043d\u0438\u044f HECM \u0440\u0430\u0441\u0442\u0435\u0442 \u0442\u0430\u043a\u0438\u043c\u0438 \u0436\u0435 \u0442\u0435\u043c\u043f\u0430\u043c\u0438, \u043a\u0430\u043a \u0438 \u043e\u0441\u0442\u0430\u0442\u043e\u043a \u043f\u043e \u043a\u0440\u0435\u0434\u0438\u0442\u0443, \u0443\u0432\u0435\u043b\u0438\u0447\u0438\u0432\u0430\u044f \u043a\u0440\u0435\u0434\u0438\u0442\u043e\u0441\u043f\u043e\u0441\u043e\u0431\u043d\u043e\u0441\u0442\u044c<\/li>\n<\/ul>\n<p>\u0411\u043b\u0430\u0433\u043e\u0434\u0430\u0440\u044f \u0433\u0438\u0431\u043a\u043e\u0439 \u0441\u0442\u0440\u0443\u043a\u0442\u0443\u0440\u0435 \u043f\u043e\u0433\u0430\u0448\u0435\u043d\u0438\u044f HECM \u044f\u0432\u043b\u044f\u0435\u0442\u0441\u044f \u0432\u0430\u0440\u0438\u0430\u043d\u0442\u043e\u043c, \u043a\u043e\u0442\u043e\u0440\u044b\u0439 \u043e\u0431\u044b\u0447\u043d\u043e \u0438\u043c\u0435\u0435\u0442 \u0441\u043c\u044b\u0441\u043b \u043f\u0440\u0438 \u0432\u044b\u0445\u043e\u0434\u0435 \u043d\u0430 \u043f\u0435\u043d\u0441\u0438\u044e. \u041e\u043d \u0434\u0430\u0435\u0442 \u043f\u0435\u043d\u0441\u0438\u043e\u043d\u0435\u0440\u0430\u043c \u043d\u0435\u043e\u0431\u0445\u043e\u0434\u0438\u043c\u044b\u0439 \u0438\u043c \u043a\u043e\u043d\u0442\u0440\u043e\u043b\u044c, \u043d\u0435\u0437\u0430\u0432\u0438\u0441\u0438\u043c\u043e\u0441\u0442\u044c \u0438 \u0431\u0435\u0437\u043e\u043f\u0430\u0441\u043d\u043e\u0441\u0442\u044c. \u041a\u0440\u043e\u043c\u0435 \u0442\u043e\u0433\u043e, \u043e\u0442\u043a\u0440\u044b\u0442\u0438\u0435 \u043a\u0440\u0435\u0434\u0438\u0442\u043d\u043e\u0439 \u043b\u0438\u043d\u0438\u0438 \u043e\u0431\u0440\u0430\u0442\u043d\u043e\u0439 \u0438\u043f\u043e\u0442\u0435\u043a\u0438 \u043d\u0430 \u0440\u0430\u043d\u043d\u0435\u043c \u044d\u0442\u0430\u043f\u0435 \u0432\u044b\u0445\u043e\u0434\u0430 \u043d\u0430 \u043f\u0435\u043d\u0441\u0438\u044e \u043f\u043e\u0437\u0432\u043e\u043b\u044f\u0435\u0442 \u043d\u0435\u0438\u0441\u043f\u043e\u043b\u044c\u0437\u043e\u0432\u0430\u043d\u043d\u044b\u043c \u0441\u0440\u0435\u0434\u0441\u0442\u0432\u0430\u043c \u0440\u0430\u0441\u0442\u0438, \u0447\u0442\u043e \u0441\u0442\u0430\u043d\u0435\u0442 \u0431\u043e\u043b\u0435\u0435 \u0432\u0430\u0436\u043d\u044b\u043c \u043f\u043e \u043c\u0435\u0440\u0435 \u0441\u0442\u0430\u0440\u0435\u043d\u0438\u044f \u0437\u0430\u0435\u043c\u0449\u0438\u043a\u0430.<\/p>\n<h2 class=\"wp-block-heading\" id=\"h-october-2024-update\">\u041e\u0431\u043d\u043e\u0432\u043b\u0435\u043d\u0438\u0435 \u0437\u0430 \u043e\u043a\u0442\u044f\u0431\u0440\u044c 2024 \u0433.<\/h2>\n<p>\u0421 \u043c\u043e\u043c\u0435\u043d\u0442\u0430 \u043c\u043e\u0435\u0433\u043e \u043f\u043e\u0441\u043b\u0435\u0434\u043d\u0435\u0433\u043e \u043e\u0431\u043d\u043e\u0432\u043b\u0435\u043d\u0438\u044f \u0441\u0442\u0430\u0432\u043e\u043a \u0432 \u0441\u0435\u043d\u0442\u044f\u0431\u0440\u0435 10-\u043b\u0435\u0442\u043d\u044f\u044f \u0435\u0436\u0435\u043d\u0435\u0434\u0435\u043b\u044c\u043d\u0430\u044f \u0441\u0440\u0435\u0434\u043d\u044f\u044f CMT, \u043a\u043e\u0442\u043e\u0440\u0430\u044f \u0440\u0430\u0441\u0441\u0447\u0438\u0442\u044b\u0432\u0430\u0435\u0442 \u043e\u0436\u0438\u0434\u0430\u0435\u043c\u044b\u0435 \u0441\u0442\u0430\u0432\u043a\u0438 HECM, \u0432\u044b\u0440\u043e\u0441\u043b\u0430 \u043d\u0430 29 \u0431\u0430\u0437\u0438\u0441\u043d\u044b\u0445 \u043f\u0443\u043d\u043a\u0442\u043e\u0432. \u041c\u044b \u0434\u043e\u0431\u0430\u0432\u043b\u044f\u0435\u043c \u043d\u043e\u0432\u0443\u044e \u0435\u0436\u0435\u043d\u0435\u0434\u0435\u043b\u044c\u043d\u0443\u044e \u0441\u0440\u0435\u0434\u043d\u044e\u044e (4,06%) \u043a \u043c\u0430\u0440\u0436\u0435 \u043a\u0440\u0435\u0434\u0438\u0442\u043e\u0440\u0430, \u0447\u0442\u043e \u043f\u0440\u0438\u0432\u043e\u0434\u0438\u0442 \u043a \u044d\u0444\u0444\u0435\u043a\u0442\u0438\u0432\u043d\u043e\u0439 \u043e\u0436\u0438\u0434\u0430\u0435\u043c\u043e\u0439 \u0441\u0442\u0430\u0432\u043a\u0435 \u0434\u043b\u044f \u043d\u043e\u0432\u044b\u0445 \u0437\u0430\u044f\u0432\u043e\u043a HECM \u0441 16 \u043f\u043e 21 \u043e\u043a\u0442\u044f\u0431\u0440\u044f 2024 \u0433\u043e\u0434\u0430.<\/p>\n<figure class=\"aligncenter size-full is-resized\"><img fetchpriority=\"high\" decoding=\"async\" width=\"779\" height=\"377\" data-attachment-id=\"487648\" data-permalink=\"https:\/\/www.housingwire.com\/articles\/the-month-in-reverse-mortgage-rates-october-2024\/reverserates_oct2024\/\" data-orig-file=\"https:\/\/www.housingwire.com\/wp-content\/uploads\/2024\/10\/reverserates_oct2024.png\" data-orig-size=\"779,377\" data-comments-opened=\"1\" data-image-meta='{\"aperture\":\"0\",\"credit\":\"\",\"camera\":\"\",\"caption\":\"\",\"created_timestamp\":\"0\",\"copyright\":\"\",\"focal_length\":\"0\",\"iso\":\"0\",\"shutter_speed\":\"0\",\"title\":\"\",\"orientation\":\"0\"}' data-image-title=\"reverserates_oct2024\" data-image-description=\"\" data-image-caption=\"\" data-medium-file=\"https:\/\/www.housingwire.com\/wp-content\/uploads\/2024\/10\/reverserates_oct2024.png?w=300\" data-large-file=\"https:\/\/www.housingwire.com\/wp-content\/uploads\/2024\/10\/reverserates_oct2024.png?w=779\" tabindex=\"0\" role=\"button\" src=\"https:\/\/www.housingwire.com\/wp-content\/uploads\/2024\/10\/reverserates_oct2024.png\" alt=\"reverserates_oct2024\" class=\"wp-image-487648\" style=\"width:609px;height:auto\" srcset=\"https:\/\/www.housingwire.com\/wp-content\/uploads\/2024\/10\/reverserates_oct2024.png 779w, https:\/\/www.housingwire.com\/wp-content\/uploads\/2024\/10\/reverserates_oct2024.png?resize=150,73 150w, https:\/\/www.housingwire.com\/wp-content\/uploads\/2024\/10\/reverserates_oct2024.png?resize=300,145 300w, https:\/\/www.housingwire.com\/wp-content\/uploads\/2024\/10\/reverserates_oct2024.png?resize=768,372 768w\" sizes=\"(max-width: 779px) 100vw, 779px\"><\/figure>\n<p>\u0421\u0440\u0435\u0434\u043d\u0435\u0435 \u0435\u0436\u0435\u043d\u0435\u0434\u0435\u043b\u044c\u043d\u043e\u0435 \u0437\u043d\u0430\u0447\u0435\u043d\u0438\u0435 CMT \u0437\u0430 1 \u0433\u043e\u0434 \u0434\u043e\u0431\u0430\u0432\u043b\u044f\u0435\u0442\u0441\u044f \u043a \u043c\u0430\u0440\u0436\u0435 \u043a\u0440\u0435\u0434\u0438\u0442\u043e\u0440\u0430 \u0438 \u0438\u0441\u043f\u043e\u043b\u044c\u0437\u0443\u0435\u0442\u0441\u044f \u0434\u043b\u044f \u0440\u0430\u0441\u0447\u0435\u0442\u0430 \u043f\u0440\u043e\u0446\u0435\u043d\u0442\u043d\u044b\u0445 \u043d\u0430\u0447\u0438\u0441\u043b\u0435\u043d\u0438\u0439. \u0412\u044b \u0437\u0430\u043c\u0435\u0442\u0438\u0442\u0435, \u0447\u0442\u043e CMT \u0437\u0430 1 \u0433\u043e\u0434 \u043d\u0430\u0445\u043e\u0434\u0438\u0442\u0441\u044f \u0442\u043e\u0447\u043d\u043e \u0442\u0430\u043c \u0436\u0435, \u0433\u0434\u0435 \u0438 \u0432 \u043f\u0440\u043e\u0448\u043b\u043e\u043c \u043c\u0435\u0441\u044f\u0446\u0435. \u0421\u043b\u0435\u0434\u043e\u0432\u0430\u0442\u0435\u043b\u044c\u043d\u043e, \u0441\u043f\u0440\u0435\u0434 \u043c\u0435\u0436\u0434\u0443 10-\u043b\u0435\u0442\u043d\u0438\u043c \u0438 1-\u043b\u0435\u0442\u043d\u0438\u043c \u0441\u0443\u0437\u0438\u043b\u0441\u044f. \u041f\u043e\u0445\u043e\u0436\u0435, \u0438\u043d\u0432\u0435\u0440\u0441\u0438\u044f \u0441\u0442\u0430\u0432\u043e\u043a, \u043a\u043e\u0442\u043e\u0440\u0430\u044f \u0443 \u043d\u0430\u0441 \u0431\u044b\u043b\u0430 \u0441 \u0438\u044e\u043b\u044f 2022 \u0433\u043e\u0434\u0430, \u043c\u043e\u0436\u0435\u0442 \u0441\u043a\u043e\u0440\u043e \u0437\u0430\u043a\u043e\u043d\u0447\u0438\u0442\u044c\u0441\u044f.<\/p>\n<p>*\u0417\u0430\u0435\u043c\u0449\u0438\u043a \u0434\u043e\u043b\u0436\u0435\u043d \u043f\u0440\u043e\u0434\u043e\u043b\u0436\u0430\u0442\u044c \u043e\u043f\u043b\u0430\u0447\u0438\u0432\u0430\u0442\u044c \u0432\u0441\u0435 \u0440\u0430\u0441\u0445\u043e\u0434\u044b \u043d\u0430 \u0438\u043c\u0443\u0449\u0435\u0441\u0442\u0432\u043e, \u0432\u043a\u043b\u044e\u0447\u0430\u044f \u043d\u0430\u043b\u043e\u0433\u0438 \u043d\u0430 \u0438\u043c\u0443\u0449\u0435\u0441\u0442\u0432\u043e, \u0441\u0442\u0440\u0430\u0445\u043e\u0432\u0430\u043d\u0438\u0435 \u0436\u0438\u043b\u044c\u044f, \u0447\u043b\u0435\u043d\u0441\u043a\u0438\u0435 \u0432\u0437\u043d\u043e\u0441\u044b \u0432 \u0442\u043e\u0432\u0430\u0440\u0438\u0449\u0435\u0441\u0442\u0432\u043e \u0441\u043e\u0431\u0441\u0442\u0432\u0435\u043d\u043d\u0438\u043a\u043e\u0432 \u0436\u0438\u043b\u044c\u044f \u0438 \u043c\u043d\u043e\u0433\u043e\u0435 \u0434\u0440\u0443\u0433\u043e\u0435.<\/p>\n<p><em>\u0413\u0440\u0430\u0444\u0438\u043a\u0430 \u0414\u044d\u043d\u0430 \u0425\u0430\u043b\u0442\u043a\u0432\u0438\u0441\u0442\u0430. \u042d\u0442\u0430 \u0441\u0442\u0430\u0442\u044c\u044f \u043d\u0435 \u043e\u0431\u044f\u0437\u0430\u0442\u0435\u043b\u044c\u043d\u043e \u043e\u0442\u0440\u0430\u0436\u0430\u0435\u0442 \u043c\u043d\u0435\u043d\u0438\u0435 <strong>\u0416\u0438\u043b\u044c\u0435\u041f\u0440\u043e\u0432\u043e\u043b\u043e\u043a\u0430<\/strong>&#039;s\u00a0<\/em><a href=\"https:\/\/www.housingwire.com\/reverse-mortgage\/\" target=\"_blank\" rel=\"noreferrer noopener\"><em>\u041e\u0431\u0440\u0430\u0442\u043d\u0430\u044f \u0438\u043f\u043e\u0442\u0435\u043a\u0430 \u0435\u0436\u0435\u0434\u043d\u0435\u0432\u043d\u043e<\/em><\/a><em>\u00a0\u0438 \u0435\u0433\u043e \u0432\u043b\u0430\u0434\u0435\u043b\u044c\u0446\u044b.<\/em><\/p>\n<p><em>\u0427\u0442\u043e\u0431\u044b \u0441\u0432\u044f\u0437\u0430\u0442\u044c\u0441\u044f \u0441 \u0430\u0432\u0442\u043e\u0440\u043e\u043c \u044d\u0442\u043e\u0439 \u0438\u0441\u0442\u043e\u0440\u0438\u0438: \u0414\u044d\u043d\u043e\u043c \u0425\u0430\u043b\u0442\u043a\u0432\u0438\u0441\u0442\u043e\u043c \u043f\u043e \u0430\u0434\u0440\u0435\u0441\u0443\u00a0<a href=\"mailto:dan@understandingreverse.com\">dan@understandingreverse.com<\/a><\/em><\/p>\n<p><em>\u0427\u0442\u043e\u0431\u044b \u0441\u0432\u044f\u0437\u0430\u0442\u044c\u0441\u044f \u0441 \u0440\u0435\u0434\u0430\u043a\u0442\u043e\u0440\u043e\u043c, \u043e\u0442\u0432\u0435\u0442\u0441\u0442\u0432\u0435\u043d\u043d\u044b\u043c \u0437\u0430 \u044d\u0442\u0443 \u0441\u0442\u0430\u0442\u044c\u044e: \u041a\u0440\u0438\u0441 \u041a\u043b\u043e\u0443 \u043f\u043e \u0430\u0434\u0440\u0435\u0441\u0443\u00a0<a href=\"mailto:chris@hwmedia.com\">chris@hwmedia.com<\/a><\/em><\/p>\n<\/div>","protected":false},"excerpt":{"rendered":"<p>When older homeowners wish to access a portion of their equity, there are multiple options. Of course, selling the home is generally not desirable. A cash-out refinance is also not a prudent pathway for retirees. A refinance not only saddles the homeowner with a required monthly payment but will also typically result in a higher [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-59272","post","type-post","status-publish","format-standard","hentry","category-uncategorized"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.7 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>The month in reverse mortgage rates: October 2024 - Houses Marketplace<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/housesmarketplace.trio-tv.com\/ru\/the-month-in-reverse-mortgage-rates-october-2024\/\" \/>\n<meta property=\"og:locale\" content=\"ru_RU\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"The month in reverse mortgage rates: October 2024 - Houses Marketplace\" \/>\n<meta property=\"og:description\" content=\"When older homeowners wish to access a portion of their equity, there are multiple options. Of course, selling the home is generally not desirable. A cash-out refinance is also not a prudent pathway for retirees. 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