{"id":59987,"date":"2025-05-20T03:05:08","date_gmt":"2025-05-20T01:05:08","guid":{"rendered":"https:\/\/housesmarketplace.com\/house-passes-bill-to-give-va-borrowers-a-partial-mortgage-claim-option\/"},"modified":"2025-05-20T03:05:08","modified_gmt":"2025-05-20T01:05:08","slug":"house-passes-bill-to-give-va-borrowers-a-partial-mortgage-claim-option","status":"publish","type":"post","link":"https:\/\/housesmarketplace.trio-tv.com\/ru\/house-passes-bill-to-give-va-borrowers-a-partial-mortgage-claim-option\/","title":{"rendered":"\u041f\u0430\u043b\u0430\u0442\u0430 \u043f\u0440\u0435\u0434\u0441\u0442\u0430\u0432\u0438\u0442\u0435\u043b\u0435\u0439 \u043f\u0440\u0438\u043d\u0438\u043c\u0430\u0435\u0442 \u0437\u0430\u043a\u043e\u043d\u043e\u043f\u0440\u043e\u0435\u043a\u0442, \u043f\u0440\u0435\u0434\u043e\u0441\u0442\u0430\u0432\u043b\u044f\u044e\u0449\u0438\u0439 \u0437\u0430\u0435\u043c\u0449\u0438\u043a\u0430\u043c \u041c\u0438\u043d\u0438\u0441\u0442\u0435\u0440\u0441\u0442\u0432\u0430 \u043f\u043e \u0434\u0435\u043b\u0430\u043c \u0432\u0435\u0442\u0435\u0440\u0430\u043d\u043e\u0432 \u0432\u043e\u0437\u043c\u043e\u0436\u043d\u043e\u0441\u0442\u044c \u0447\u0430\u0441\u0442\u0438\u0447\u043d\u043e\u0433\u043e \u0442\u0440\u0435\u0431\u043e\u0432\u0430\u043d\u0438\u044f \u0438\u043f\u043e\u0442\u0435\u043a\u0438"},"content":{"rendered":"
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Following about 20 minutes of debate on the floor of the House of Representatives<\/strong><\/a> on Monday, H.R. 1815 \u2014 known as the V.A. Home Loan Program Reform Act \u2014 was passed by voice vote<\/a> and will now be given to the Senate<\/a><\/strong> for additional debate.<\/p>\n

The passage by the House keeps the bill moving through the legislative process. But senators will either have to approve it in its current form, or amend it for further reconciliation in the House before it can proceed to the president\u2019s desk for a signature and codification into law.<\/p>\n

The bill seeks to reform the U.S. Department of Veterans Affairs<\/strong><\/a>\u2018 (VA) home loan program with the addition of a partial claim option. Housing advocates say this has taken on additional weight and urgency after the Veteran Affairs Servicing Purchase<\/a> (VASP) program was effectively discontinued by the VA when it stopped accepting new applicants<\/a> on May 1.<\/p>\n

The Mortgage Bankers Association<\/a><\/strong> (MBA) came to the program\u2019s defense<\/a> after the news that VASP would be allowed to end. But it also signaled strong support<\/a> for H.R. 1815, which was first introduced by Rep. Derrick Van Orden (R-Wis.), the bill\u2019s chief sponsor and the chairman of the House Subcommittee on Economic Opportunity for Veterans Affairs.<\/p>\n

Isaac Boltansky, managing director and head of public policy at PennyMac<\/a><\/strong>, lauded the passage of the bill when reached by HousingWire<\/strong>.<\/p>\n

\u201cWe\u2019re encouraged by the strong bipartisan support in the House and hopeful the Senate will act swiftly,\u201d Boltansky said. \u201cThere is a clear need for this type of program at the VA and we hope that policymakers move with the urgency our nation\u2019s veterans deserve.\u201d<\/p>\n

During the debate on the House floor, Republican and Democratic members alike expressed support for the bill. But when offering additional perspective, Rep. Mark Takano (D-Calif.) accused the Trump administration<\/a> of creating a problem the bill will solve.<\/p>\n

\u201cBecause of the unilateral actions of President Trump and [VA] Secretary [Doug] Collins, over 80,000 veteran service members and their families are now facing foreclosures<\/a> on their homes,\u201d Takano said on the floor.<\/p>\n

He said that while he supports the bill and encouraged fellow Democrats to support it as well, \u201cthis legislation should be expanding existing options for veterans to make foreclosure extremely rare and only in the most extreme cases. \u2026 Instead, this is a Band-Aid that likely will arrive too late for many.\u201d<\/p>\n

Rep. Mike Bost (R-Ill.) responded by repeating what his fellow Republicans in Congress<\/strong> have maintained about the VASP program \u2014 that it was set up with significant flaws during the Biden administration and that \u201ccontinuing VASP would cost the taxpayers over a half a billion dollars in the next decade.\u201d<\/p>\n

\u201cThat is why, under my leadership, House Republicans have sounded the alarm on the Biden administration program and the risk it could bring to VA home loans,\u201d Bost said.<\/p>\n

Fl\u00e1via Furlan Nunes contributed reporting.<\/em><\/p>\n<\/div>\n","protected":false},"excerpt":{"rendered":"

Following about 20 minutes of debate on the floor of the House of Representatives on Monday, H.R. 1815 \u2014 known as the V.A. Home Loan Program Reform Act \u2014 was passed by voice vote and will now be given to the Senate for additional debate. 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