{"id":60100,"date":"2025-06-03T03:05:43","date_gmt":"2025-06-03T01:05:43","guid":{"rendered":"https:\/\/housesmarketplace.com\/mat-ishbia-gses-acting-private-in-conservatorship-could-be-best-of-both-worlds\/"},"modified":"2025-06-03T03:05:43","modified_gmt":"2025-06-03T01:05:43","slug":"mat-ishbia-gses-acting-private-in-conservatorship-could-be-best-of-both-worlds","status":"publish","type":"post","link":"https:\/\/housesmarketplace.trio-tv.com\/ru\/mat-ishbia-gses-acting-private-in-conservatorship-could-be-best-of-both-worlds\/","title":{"rendered":"\u041c\u044d\u0442 \u0418\u0448\u0431\u0438\u044f: GSE, \u0434\u0435\u0439\u0441\u0442\u0432\u0443\u044e\u0449\u0438\u0435 \u00ab\u0447\u0430\u0441\u0442\u043d\u043e\u00bb \u0432 \u0440\u0430\u043c\u043a\u0430\u0445 \u043e\u043f\u0435\u043a\u0438, \u043c\u043e\u0433\u0443\u0442 \u0431\u044b\u0442\u044c \u043b\u0443\u0447\u0448\u0438\u043c\u0438 \u0438\u0437 \u043e\u0431\u043e\u0438\u0445 \u043c\u0438\u0440\u043e\u0432"},"content":{"rendered":"<div>\n<p>Mat Ishbia, the president and CEO of <strong><a href=\"https:\/\/www.housingwire.com\/company\/united-wholesale-mortgage\/\" target=\"_blank\" rel=\"noreferrer noopener\">United Wholesale Mortgage <\/a><\/strong>(UWM), said last week he doesn\u2019t think that releasing <strong>Fannie Mae<\/strong> and <strong>Freddie Mac<\/strong> from conservatorship is a major focus for the Trump administration \u2014 and he isn\u2019t sure \u201cwhether it should be.\u201d\u00a0<\/p>\n<p>One thing he is confident about: If ending the conservatorship results in higher <a href=\"https:\/\/www.housingwire.com\/mortgage-rates\/\" target=\"_blank\" rel=\"noreferrer noopener\">mortgage rates,<\/a> it\u2019s unlikely the government will move forward with it. In fact, <a href=\"https:\/\/www.housingwire.com\/tag\/mat-ishbia\/\">Ishbia<\/a> suggested the current arrangement is working well.<\/p>\n<p>\u201cQuite honestly, <a href=\"https:\/\/www.housingwire.com\/company\/fannie-mae\/\" target=\"_blank\" rel=\"noreferrer noopener\">Fannie Mae<\/a> and <a href=\"https:\/\/www.housingwire.com\/company\/freddie-mac\/\" target=\"_blank\" rel=\"noreferrer noopener\">Freddie Mac<\/a> are acting pretty good right now. It\u2019s been working pretty well. [They] spit off a lot of cash to the government,\u201d Ishbia said in a <a href=\"https:\/\/www.youtube.com\/watch?v=OzRpU5uQ52g\">video<\/a> posted to <strong>YouTube<\/strong> on Monday.<\/p>\n<p>His comments follow recent posts by President Donald Trump on <strong>Truth Social,<\/strong> where he raised the possibility of releasing the government-sponsored enterprises (<a href=\"https:\/\/www.housingwire.com\/tag\/government-sponsored-enterprise\/\">GSEs<\/a>). <\/p>\n<p>On May 21, Trump said he was giving <a href=\"https:\/\/www.housingwire.com\/articles\/trump-says-hes-giving-serious-consideration-to-releasing-fannie-mae-freddie-mac\/\">\u201cserious consideration\u201d <\/a>to doing so. And on May 27, he said the federal government would continue to provide an <a href=\"https:\/\/www.housingwire.com\/articles\/trump-im-taking-fannie-and-freddie-public-with-implicit-guarantee\/\">implicit guarantee<\/a>. <\/p>\n<p><strong>Federal Housing Finance Agency<\/strong> (FHFA) Director <a href=\"https:\/\/www.housingwire.com\/articles\/bill-pulte-fhfa-gse-fannie-mae-freddie-mac-updated-list-of-actions-2025\/\" target=\"_blank\" rel=\"noreferrer noopener\">Bill Pulte<\/a> has stated publicly that any decision on ending the conservatorship would be up to the president.\u00a0<\/p>\n<p>\u201cFannie Mae and Freddie Mac competing, innovating and doing different things with new leadership from Director Pulte is a big deal, and we\u2019re already starting to see some of those positive things happening right now,\u201d Ishbia said. <\/p>\n<p>\u201cFannie Mae and Freddie Mac acting more \u2018private,\u2019 but still being in conservatorship, might be the best of both worlds.\u201d\u00a0<\/p>\n<p>Since taking over at the FHFA, Pulte has <a href=\"https:\/\/www.housingwire.com\/articles\/fhfa-staff-cuts-bill-pulte-gses-freddie-mac-return-to-office\/\" target=\"_blank\" rel=\"noreferrer noopener\">cut staff<\/a> and <a href=\"https:\/\/www.housingwire.com\/articles\/top-execs-at-freddie-mac-fhfa-fired-report\/\" target=\"_blank\" rel=\"noreferrer noopener\">top executives<\/a>; championed a return-to-office mandate; and <a href=\"https:\/\/www.housingwire.com\/articles\/pulte-terminates-spcps-issues-recision-of-udap-bulletin\/\" target=\"_blank\" rel=\"noreferrer noopener\">tweeted out housing orders<\/a> that terminated special purpose credit programs (SPCPs), among other things. <\/p>\n<p>Pulte also <a href=\"https:\/\/www.housingwire.com\/articles\/fhfa-bill-pulte-fico-credit-score-costs-mortgage-fannie-mae-freddie-mac\/\" target=\"_blank\" rel=\"noreferrer noopener\">publicly questioned<\/a> the cost of <strong>FICO<\/strong> credit reports and\u00a0announced a partnership between Fannie Mae and <strong>Palantir Technologies<\/strong> to <a href=\"https:\/\/www.housingwire.com\/articles\/fannie-mae-partners-with-palantir-detect-prevent-mortgage-fraud\/\" target=\"_blank\" rel=\"noreferrer noopener\">root out mortgage fraud<\/a>.<\/p>\n<p>On regulatory oversight, Ishbia said that the <strong><a href=\"https:\/\/www.housingwire.com\/tag\/consumer-financial-protection-bureau\/\">Consumer Financial Protection Bureau<\/a> <\/strong>(CFPB)\u2019s approach under Trump would be more measured. According to him, the bureau is not trying to go after every mortgage company for every little thing. <\/p>\n<p>\u201cThey\u2019re basically looking at more holistically and saying: \u2018Let\u2019s make sure we do right by consumers,\u2019\u201d Ishbia said.<\/p>\n<p>Trump recently pulled <a href=\"https:\/\/www.housingwire.com\/articles\/jonathan-mckernan-nominated-for-treasury-role-awaits-cfpb-confirmation\/\">Jonathan McKernan\u2019s nomination<\/a> to lead the CFPB after tapping him for a leadership role at the <strong>Department of the Treasury<\/strong>. <\/p>\n<p>Russell Vought is currently serving as the bureau\u2019s acting director. Under his leadership, the CFPB <a href=\"https:\/\/www.housingwire.com\/articles\/cfpb-rescinds-67-guidance-documents-including-mortgage-policies\/\" target=\"_blank\" rel=\"noreferrer noopener\">rescinded 67 guidance documents<\/a> issued since 2011 \u2014 many of which impact the mortgage sector.<\/p>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>Mat Ishbia, the president and CEO of United Wholesale Mortgage (UWM), said last week he doesn\u2019t think that releasing Fannie Mae and Freddie Mac from conservatorship is a major focus for the Trump administration \u2014 and he isn\u2019t sure \u201cwhether it should be.\u201d\u00a0 One thing he is confident about: If ending the conservatorship results in [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-60100","post","type-post","status-publish","format-standard","hentry","category-uncategorized"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.8 - 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