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Household income in the U.S. rose slightly in 2024, but the picture looks very different depending on where you live.<\/p>\n

The national median income reached $83,730 last year, up 1.3% from 2023, according to a new report from online fintech company SmartAsset<\/strong>.<\/p>\n

That modest increase failed to keep pace with the roughly 3% inflation<\/a> rate, meaning that many households effectively lost homebuying power. But in several major cities, incomes<\/a> surged by double digits while others saw steep declines.<\/p>\n

SmartAsset ranked the 50 largest U.S. cities by population, analyzing year-over-year shifts in median income among the general population, seniors<\/a> and families with children.<\/p>\n

\u201cChanges in incomes across a city can lead to different dynamics on local demand for businesses, job markets, and even have implications for how new tax legislation will affect residents,\u201d the report<\/a> explained.<\/p>\n

Winners and losers<\/h2>\n

Tampa<\/a> led the nation with a 15.5% jump in median income during the year, going from $72,851 to $84,114 per household.<\/p>\n

But the city\u2019s growth wasn\u2019t evenly shared as seniors posted a 17.4% increase and families with children saw a 6.2% decline.<\/p>\n

California<\/a> cities accounted for three of the top four spots. Incomes in Long Beach rose 11.9% to $91,318, followed by San Francisco (+10.3% to $139,801) and Fresno (+10.2% to $74,491).<\/p>\n

San Jose remains the nation\u2019s highest-earning large city, where the median household income reached $148,366 after an 8.8% gain. Families with children fared even better, with a 13.7% jump to more than $201,000.<\/p>\n

Seattle<\/a>, meanwhile, offers a stark example of divergent outcomes. <\/p>\n

While overall household income there fell 1.5%, seniors saw a 24.1% boost to $80,550. Families in the city now average $221,579 \u2014 joining San Jose and San Francisco as the only places where family income tops $200,000.<\/p>\n

Not all households are prospering. Minneapolis<\/a> posted the sharpest drop among major U.S. cities. The median income there fell 4% to $77,732, below the national median. Families absorbed the brunt of the decline, with a nearly 20% plunge to $102,424.<\/p>\n