The National Reverse Mortgage Lenders Association (NRMLA) and the Mortgage Bankers Association (MBA) have submitted a joint letter to Ginnie Mae acting president Sam Valverde, offering their thoughts and perspectives on the government-owned company’s proposed supplemental Home Equity Conversion Mortgage (HECM)-backed Securities (HMBS) program. That program, referred to by industry participants as...

Known for its quiet, residential feel, and for having some of the most pristine and least crowded beaches in the Hamptons, the village of Quogue provides a more relaxed, beachy alternative to the refined luxury of Southampton, East Hampton, and Bridgehampton. That doesn’t mean you won’t find plenty of pricey, million-dollar homes in the charming seaside village. The area features a mix of historic...

Sage-green shade Quietude ends the debate over whether green can be a neutral—and proves green might be the most dynamic hue on the color wheel. HGTV Home by Sherwin-Williams August might feel a bit too early to be thinking about 2025. But in the world of home design and art trends, it’s never too early to start thinking ahead: Many major paint, design, and color brands begin announcing their...

From cozy ghosts to nightmarish charcuterie boards, the PB Halloween Shop is the place for stocking up on your seasonal decor. Pottery Barn Pottery Barn's array of Halloween decorations are cute enough make any trick-or-treater’s jaw drop. From kitchen supplies you can use to host an eerie party to seasonal decorations that both fright and delight your living room, it’s not easy to choose...

Simply rotating your bed so it faces a different direction can bring you good fortune. Paul Costello In the realm of interior design and home harmony, feng shui holds a profound influence. Originating from ancient China, the practice suggests that the environment we live affects your energy levels and quality of life: How you arrange your space improves the flow of energy or “qi” (pronounced...

Thrifting furniture and home decor is a savvy way to style your home. But if you ignore these warning signs, you’ll end up with more than you bargained for. Jay Wilde Whether you’re furnishing your new home on a budget or you simply adore a vintage aesthetic, shopping secondhand is the way to achieve your goals. It gives your space a unique and curated look while also saving you money in the...

Give your bathroom a spa-inspired makeover with these tranquil expert-recommended neutral hues. Courtesy of Behr Neutral paint colors lend themselves well to a private space such as a bathroom. They set a calming tone and pair well with different decor styles, colors, and materials. "My favorite way to design bathrooms is to let elements like tile, vanities, and fixtures pull the focus," says Cara...

The Brickell area of downtown Miami's office market has seen rental prices soar to new heights due to intense demand from blue-chip companies based in New York, Chicago, Los Angeles and Latin America seeking premium office locations, surpassing the available supply. Brazilian bank Banco Master has secured the final 26,000 square feet in the prestigious 830 Brickell building for nearly $200 per square foot,...

The Federal Reserve won’t pivot on rates until the labor market breaks and it will keep financial conditions as tight as possible until that happens — this has been my theme since 2022. Friday’s jobs report had one number which got people talking about a possible recession: the 4.3% unemployment rate. Now, historically speaking, that is a low unemployment rate, but it has moved up from the recent...

Mortgage rates moved massively lower last week without any Federal Reserve rate cuts, primarily because the labor market is getting softer. Can mortgage rates go even lower? As we can see below, when the market priced economic weakness earlier in 2024, it took the 10-year yield down toward 3.80% but didn’t break that level. So, after a softer jobs report, the question is: Can this level break and head...