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When standard DSCR falls short: What real estate investors should know about no-ratio financing

More investor deals are getting harder to finance cleanly on standard DSCR, not always because the investment is weak, but because current rents do not tell the whole story. That pressure is showing up in the numbers. ATTOM’s March 2026 Single-Family Rental Market Report found that potential rental yields declined in 54.8% of analyzed U.S. counties as high home prices compressed returns. In plain...

Loan officers are going to Washington

For a hundred years, the Mortgage Bankers Association (MBA) has moved mortgage policy in Washington. Last Wednesday, it brought 50 loan officers with it.  Loan officers are going to Washington. For a hundred years, that sentence had not been true. For a hundred years, the MBA has been the mortgage industry’s voice in Washington. An office blocks from the White House. A policy staff that reads...

Beazer Homes CEO Allan Merrill on sustainability and affordability

Success in business is rarely a solo act. Great careers are often shaped by great mentors, and exceptional teams make for exceptional companies.  Allan Merrill, Chairman, President and CEO of Beazer Homes, attests to both truisms. Under Merrill’s leadership, Beazer Homes has become a leader in delivering durable, energy-efficient homes, becoming the first national homebuilder to deliver 100% of...

Lawmakers target retirement gaps facing family caregivers

A bipartisan group of lawmakers is advancing multiple pieces of legislation designed to strengthen retirement savings options for millions of unpaid family caregivers. Two companion bills introduced in the House and Senate would modify retirement account rules to better reflect the realities caregivers face. Under one proposal, the Improving Retirement Security for Family Caregivers Act, eligible...

U.S. Pending Home Sales Uptick in March as Supply Constraints Persist

Pending home sales in the U.S. edged higher in March 2026, signaling underlying demand resilience even as elevated borrowing costs continue to weigh on the housing market. A new report from the National Association of Realtors showed that contract signings--an early indicator of completed transactions--rose 1.5% from February. Compared with a year earlier, however, activity slipped 1.1%, underscoring the...

Why AI is still a subpar real estate agent replacement

I recently got a question from Real Estate Writer Michele Lerner for Florida Realtor magazine that cut right to the chase of this technological moment: Can AI replace real estate agents?⁣ Here’s my answer: Not yet. And maybe not ever, but not because I’m anti-tech. Quite the opposite. I’m an early adopter. I love tools that make us more efficient and informed. Yes, AI is improving every day, but...

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